Putnam County property record for 109 Lake Ln, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,290 sqft · built 1986 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $12,000 (Apr 2002) |
| Tax Bill | $1,056 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-09-23-0000-0080-0000 |
| Primary APN | 01-09-23-0000-0080-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,290 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 118 ft deep x 90 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 90 sqft |
| Heating System | HVAC |
|---|
| Account Number | 70563 |
|---|---|
| Street Address | 109 LAKE LN |
| City | MELROSE |
| State | FL |
| Zip | 32666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW 1/4 OF NW 1/4 BK 196, P 370 |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 01 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 950300 |
109 Lake Ln is owned and occupied by two individuals who acquired it in May 2020.
Source: Putnam County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 23, PUTNAM HALL, FL 32185-0023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2002 · Amount on File |
| Deed Sale | Apr 5, 2002 · Amount on File |
| Deed Document Number | 2002436404 |
| Deed Book / Page | 890 / 1259 |
| Last Transfer Date | May 13, 2020 |
| Transfer Doc | 0015761757 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 109 Lake Ln was $1,056 with a homeowner's exemption.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,056.00 Homeowner's exemption | $69,090 | $76,640 Land $4,370 Building $72,270 |
| 2023 | $893.00 (+11.21%) Homeowner's exemption | $68,600 (+11.22%) | $80,000 (+17.96%) Land $4,370 Building $75,630 |
| 2022 | $803.00 Homeowner's exemption | $61,680 | $67,820 Land $2,620 Building $65,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Lake Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Lake Ln is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures