109 Lake Dr, Cheraw, SC 29520 Property Records

Chesterfield County property record for 109 Lake Dr, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,013 sqft · built 1955
Lot Size	0.596 acres (25,970 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2019)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258 012 006 002`

Property Details

APN / Parcel Number

Primary APN	`258 012 006 002`
Alternative APNs	`00034456` `02019093` `2019093`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,013 sqft Total Area
1st Floor Area	2,013 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	25,970 sqft (0.596 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00034456
Street Address	109 LAKE DR
City	CHERAW
State	SC
Zip	29520-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1L
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1034
Census Tract	950504

Owner

109 Lake Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Chesterfield County records, as of February 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 LAKE DR, CHERAW, SC 29520-1726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Sep 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jun 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	20192242
Deed Book / Page	521 / 1335
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	00489/0575
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	109 LAKE DR, CHERAW, SC 29520-1726
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/604
Date	Sep 6, 2019
Book Page	508/604
Instrument	3421

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	109 LAKE DR, CHERAW, SC 29520-1726
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000508/625
Date	Sep 6, 2019
Book Page	508/625
Instrument	3422

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Jun 7, 2019
Property Address	109 LAKE DR, CHERAW, SC 29520-1726
Document Number	00521/1335
Book / Page	521 / 1335
Instrument Date	Jun 6, 2019
Instrument	2242
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LAKE DR, CHERAW, SC 29520-1726

Mortgage

Document Number	000506/963
Date	Jun 7, 2019
Book Page	506/963
Instrument	2243

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	May 30, 2018
Property Address	109 LAKE DR, CHERAW, SC 29520-1726
Document Number	00513/1186
Book / Page	513 / 1186
Instrument Date	May 30, 2018
Instrument	201800001978
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 BLACKBERRY LN, CHERAW, SC 29520-5803

Tax Assessment & Valuation

The 2025 property tax bill for 109 Lake Dr was $1,500.

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$6,920 Land $400 Building $6,520	$173,000 Land $10,000 Building $163,000
2023	$1,352.00	$6,490 Land $400 Building $6,090	$162,200 Land $10,000 Building $152,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Lake Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 64% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures