109 Lagoon Ave, Melbourne, FL 32901 Property Records

Brevard County property record for 109 Lagoon Ave, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1960
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2005)
Tax Bill	$759 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-27-51-*-145`

Property Details

APN / Parcel Number

Primary APN	`27-37-27-51-*-145`
Alternative APNs	`27-37-27-51-00000.0-0145.00` `2728303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,416 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	157 ft deep x 79.2 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728303
Street Address	109 LAGOON AVE
City	MELBOURNE
State	FL
Zip	32901-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	INDIAN RIVER BLUFF AMENDED PLAT NO 2 PT OF LOT 145 & 146 AS DES IN ORB 391 PG 227
Legal Range	37E
Legal Township	27S
Legal Section	27
Legal Subdivision	INDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number	145
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2035
Census Tract	64800

Owner

Source: Brevard County assessment roll, APN 27-37-27-51-*-145, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 LAGOON AVE, MELBOURNE, FL 32901-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2005 · Amount on Record
Deed Sale	Apr 07, 2005 · Amount on Record
Prior Sale	Aug 11, 2004 · Amount on Record
Deed Document Number	2005119698
Deed Book / Page	5447 / 8880
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	109 LAGOON AVE, MELBOURNE, FL 32901-1360
Document Number	0084370523
Instrument Date	May 06, 2019
Transaction Type	Mortgage
Record Updated	Jun 06, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LAGOON AVE MELBOURNE FL 329011360, MELBOURNE, FL 32901-1360

Mortgage

Document Number	0084370523
Date	May 13, 2019
Book Page	008437/000523
Instrument	101856

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Tax Assessment & Valuation

Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,030 (+2.69%)	$133,390 (-1.39%)
2025	$759.00 (+8.9%) Homeowner's exemption	$77,930 (+5.97%)	$135,270 (-8.5%) Land $60,000 Building $75,270
2023	$697.00 (+7.07%) Homeowner's exemption	$73,540 (+3%)	$147,840 (+13.57%) Land $51,100 Building $96,740
2022	$651.00 Homeowner's exemption	$71,400	$130,180 Land $43,800 Building $86,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090648002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2017)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Sep 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 268 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.