Berkeley County property record for 109 Lael Ct, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,048 sqft · built 2013 |
| Lot Size | 0.253 acres (11,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Sep 2023) |
| Tax Bill | $4,078 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 142-11-06-012 |
| Primary APN | 142-11-06-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,048 sqft Finished Area |
| Gross Area | 1,464 sqft |
| 1st Floor Area | 1,048 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,052 sqft (0.253 acres) |
| Porch | Slab |
| Porch Area | 368 sqft |
| Storage Building | 48 sqft |
| Street Address | 109 LAEL CT |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-3595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MONCKS COR |
| Legal Description | ASSESSMENT DISTRICT: 600SOUTHWIND |
| Legal Subdivision | SOUTHWIND (2004) |
| Legal Lot Number | 12 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20506 |
109 Lael Ct is owned and occupied by an individual who bought it in September 2023.
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 LAEL CT, MONCKS CORNER, SC 29461-3595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on File |
| Deed Sale | Sep 27, 2023 · Amount on File |
| Prior Sale | May 8, 2008 · Amount on File |
| Deed Document Number | 202329678 |
| Deed Book / Page | 4672 / 642 |
| Prior Transfer Date | Jan 21, 2014 |
| Prior Transfer Doc | 10614/0339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 27, 2023 |
| Property Address | 109 LAEL CT, MONCKS CORNER, SC 29461-3595 |
| Document Number | 04672/0642 |
| Book / Page | 4672 / 642 |
| Map Reference | CAB I PG 115 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023029678 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 LAEI COURT, SMOAKS, SC 29481 |
| Document Number | 2023029679 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023029679 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 109 Lael Ct was $4,078, up 2.4% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Moncks Corner Town |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $209,800 (+1,566.67%) Land $60,000 Building $149,800 | $209,800 (-) Land $60,000 Building $149,800 | |
| 2025 | $4,078.00 (+2.44%) | $12,588 (-) Land $3,600 Building $8,988 | $209,800 (-) Land $60,000 Building $149,800 |
| 2024 | $3,981.00 | $12,588 Land $3,600 Building $8,988 | $209,800 Land $60,000 Building $149,800 |
| 2022 | $929.00 Homeowner's exemption | $4,287 Land $961 Building $3,326 | $133,800 Land $30,000 Building $103,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Lael Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1989–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Lael Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
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