109 Lacy Ave, Garretson, SD 57030 Property Records

Minnehaha County property record for 109 Lacy Ave, Garretson, SD 57030

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,573 sqft · built 2017
Lot Size	0.256 acres (11,151 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jul 2021)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-12-20-402-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-12-20-402-009-000`
Alternative APN	`82813`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,573 sqft Finished Area
Basement Area	1,573 sqft
Finished Basement	1,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,151 sqft (0.256 acres)
Lot Dimensions	138 ft deep x 79.9 ft wide
Garage Type	Attached
Garage Area	1,110 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	82813
Street Address	109 LACY AVE
City	GARRETSON
State	SD
Zip	57030-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLOCK 2 JOHNSONS 2ND ADDITION TO THE CITY OF GARRETSON
Legal Subdivision	JOHNSONS 2ND ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	GARRETSON
Census Block Group	1
Census Block	1211
Census Tract	10101

Owner

109 Lacy Ave is owner-occupied and held in a trust since July 2021.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	109 LACY AVE, GARRETSON, SD 57030-2163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Deed Book / Page	606-D / 18
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 2, 2021
Property Address	109 LACY AVE, GARRETSON, SD 57030-2163
Document Number	606DEED/18
Book / Page	606 DEED / 18
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 LACY AVE, GARRETSON, SD 57030-2163

Mortgage

Document Number	1927MTG246
Date	Jul 2, 2021
Instrument	1927 MTG/246

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Lacy Ave was $6,542.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Garretson City
Unified School District	Garretson School District 49-4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,149 (+3.16%) Land $35,110 Building $437,039	$472,149 Land $35,110 Building $437,039
2025	$6,542.00	$457,700 (+1.04%) Land $35,500 Building $422,200
2024	$6,542.00	$453,000 Land $35,500 Building $417,500
2022	$5,692.00	$391,200 Land $15,900 Building $375,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Lacy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Lacy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETSON serves 1,228 people · EPA ID SD4600138
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20