109 Kyle Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 109 Kyle Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1991
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$220,500 (Feb 2025)
Tax Bill	$884 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338A-268`

Property Details

APN / Parcel Number

Primary APN	`338A-268`
Alternative APNs	`490018440` `433130000` `050115`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	155 ft deep x 71 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490018440
Street Address	109 KYLE DR
City	JACKSONVILLE
State	NC
Zip	28546-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L27 S8C DEERFIELD
Legal Subdivision	DEERFIELD VIII C
Legal Lot Number	27
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	1202

Owner

109 Kyle Dr is owned and occupied by an individual who bought it in February 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jun 27, 2022	Warranty Deed, Transfer
May 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2025 · Amount on File
Deed Sale	Feb 13, 2025 · Amount on File
Prior Sale	May 15, 2017 · Amount on File
Deed Book / Page	6302 / 588
Prior Transfer Date	Jun 2, 2022
Prior Transfer Doc	0057830347
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	UNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138

Mortgage

Document Number	0065000495
Date	Dec 29, 2025
Book Page	6500/495

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 27, 2022
Property Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138
Document Number	0057830347
Book / Page	5783 / 347
Map Reference	MB 27 PG 55
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12304, JACKSONVILLE, NC 28546-2304

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 15, 2017
Property Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138
Document Number	0046150730
Book / Page	004615 / 000730
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 12304 JACKSONVILLE NC 285462304, JACKSONVILLE, NC 28546-2304

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	May 15, 2017
Property Address	109 KYLE DR, JACKSONVILLE, NC 28546-9138
Document Number	0046150733
Book / Page	004615 / 000733
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12304 JACKSONVILLE NC 285462304, JACKSONVILLE, NC 28546-2304

Tax Assessment & Valuation

The 2026 property tax bill for 109 Kyle Dr was $884.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$884.00	$217,609 (+45.68%) Land $60,000 Building $157,609	$217,609 (+45.68%) Land $60,000 Building $157,609
2025	$884.00	$149,370 Land $35,000 Building $114,370	$149,370 Land $35,000 Building $114,370
2023	$884.00	$134,982 Land $35,000 Building $99,982	$134,982 Land $35,000 Building $99,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Kyle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Kyle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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