Florence County property record for 109 Kuker St, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,536 sqft · built 1935 |
| Lot Size | 0.199 acres (8,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Aug 2020) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Nov 2019 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90074-01-012 |
| Primary APN | 90074-01-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,700 sqft (0.199 acres) |
| Lot Dimensions | 150 ft deep x 58 ft wide |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Sewer | Municipal |
| Street Address | 109 KUKER ST |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Description | KUKER ST LT 2 |
| Legal Subdivision | WEST END SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 1100 |
109 Kuker St is owned and occupied by two individuals who bought it in August 2020.
Source: Florence County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 KUKER ST, FLORENCE, SC 29501-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Nov 19, 2019 | Grant Deed, Transfer · Line of Credit FIRST RELIANCE BK |
| May 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI ANDERSON BROTHERS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Aug 12, 2020 · Amount on File |
| Deed Book / Page | 868 / 1755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 12, 2020 |
| Property Address | 109 KUKER ST, FLORENCE, SC 29501-4342 |
| Document Number | 0000010804 |
| Book / Page | 000868 / 001755 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 10804 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 KUKER ST FLORENCE SC 295014342, FLORENCE, SC 29501-4342 |
| Document Number | 10805 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 000868/001761 |
| Instrument | 10805 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 19, 2019 |
| Property Address | 109 KUKER ST, FLORENCE, SC 29501-4342 |
| Document Number | 0000017107 |
| Book / Page | 000826 / 000797 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 17107 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 KUKER ST FLORENCE SC 295014342, FLORENCE, SC 29501-4342 |
| Document Number | 17108 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 000826/000803 |
| Instrument | 17108 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 109 KUKER ST, FLORENCE, SC 29501-4342 |
| Document Number | 0007450558 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3009 FLORENCE SC 295023009, FLORENCE, SC 29502-3009 |
| Document Number | 0007450558 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 000745/000558 |
| Name | ANDERSON BROTHERS BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29505 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 109 Kuker St was $793.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 | $7,394 Land $1,044 Building $6,350 | $184,857 Land $26,100 Building $158,757 |
| 2023 | $630.00 (+2.94%) Homeowner's exemption | $5,409,821 (+99,896.69%) Land $1,044,000 Building $4,365,821 | $13,524,553 (+9,899.97%) Land $2,610,000 Building $10,914,553 |
| 2022 | $612.00 Homeowner's exemption | $5,410 Land $1,044 Building $4,366 | $135,246 Land $26,100 Building $109,146 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Kuker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Kuker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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