St. Tammany Parish property record for 109 Kramer Ct, Mandeville, LA 70471
| Property Type | Single Family Home |
|---|---|
| Details | 2,240 sqft · built 1989 |
| Owner | Individual Name on Record |
| Last Sale | $307,400 (Mar 2016) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Dec 2015 Mortgage May 2009 Mortgage + 2 more |
| APN | 112-102-3608 |
| Primary APN | 112-102-3608 |
|---|---|
| Alternative APN |
|
| Building Area | 2,240 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 112-102-3608 |
|---|---|
| Street Address | 109 KRAMER CT |
| City | MANDEVILLE |
| State | LA |
| Zip | 70471-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSEDOWN LT162 PH2C |
| Legal Subdivision | ROSEDOWN |
| Legal Phase | 2C |
| Legal Lot Number | 162 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 41208 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2015 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| May 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage GULF COAST BANK & TRUST CO |
| Mar 1, 2016 | Cash Sale Deed, Transfer · VA Mortgage FIDELITY BANK |
| Jul 31, 2008 | Cash Sale Deed, Transfer · Conventional Mortgage INDYMAC FEDERAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on Record |
| Deed Sale | Mar 1, 2016 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 2013420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002006076 |
|---|---|
| Date | Dec 16, 2015 |
| Instrument | 2006076 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001725270 |
|---|---|
| Date | May 11, 2009 |
| Instrument | 1725270 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | NEW ORLEANS, LA 70124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2039 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 1, 2016 |
| Property Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Document Number | 0002013420 |
| Map Reference | CB 1278 FO 691 |
| Instrument Date | Feb 25, 2016 |
| Instrument | 2013420 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Document Number | 0002013423 |
|---|---|
| Date | Mar 1, 2016 |
| Instrument | 2013423 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 31, 2008 |
| Property Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Document Number | 0001693865 |
| Instrument Date | Jul 30, 2008 |
| Instrument | 1693865 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2007 OPAL SPGS, KATY, TX 77450-5510 |
| Name | Verified Name |
|---|---|
| Address | 109 KRAMER CT, MANDEVILLE, LA 70471-8211 |
| Document Number | 0001693870 |
|---|---|
| Date | Jul 31, 2008 |
| Instrument | 1693870 |
| Name | INDYMAC FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Address | PASADENA, CA 91101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2038 |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,327.00 (-3.57%) Homeowner's exemption | $35,241 (-) Land $4,635 Building $30,606 | $352,414 (-) Land $46,350 Building $306,064 |
| 2024 | $3,450.00 (+20.17%) Homeowner's exemption | $35,241 (+20.85%) Land $4,635 Building $30,606 | $352,414 (+20.85%) Land $46,350 Building $306,064 |
| 2023 | $2,871.00 Homeowner's exemption | $29,162 (-) Land $4,635 Building $24,527 | $291,620 (-) Land $46,350 Building $245,270 |
| 2022 | $2,871.00 Homeowner's exemption | $29,162 Land $4,635 Building $24,527 | $291,620 Land $46,350 Building $245,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 173 (1985–2021) |
| Claims Outside the SFHA | 139 of 173 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 71% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST TAM PARISH - BRIARWOOD TERRACE serves 17,536 people · EPA ID LA1103079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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