Burke County property record for 109 Knowles Ave, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft · built 1979 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Oct 2017) |
| Tax Bill | $1,048 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1784658239 |
| Primary APN | 1784658239 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 300 sqft |
| Flooring | Carpet |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 96 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 109 KNOWLES AVE |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 109 KNOWLES AVE MORGANTON, NC 28655 |
| Legal Subdivision | THE OAKS SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20202 |
Source: Burke County records · APN 1784658239
Assessment roll updated September 25, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 13, 2021 | Deed of Trust, Mortgage STATE EMPS CU |
| Oct 27, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Document Number | 20179688 |
| Deed Book / Page | 2318 / 157 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 20, 2021 |
| Property Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Document Number | 0025710179 |
| Book / Page | 2571 / 179 |
| Map Reference | MB 7 PG 81 |
| Instrument Date | Sep 09, 2021 |
| Instrument | 2021011190 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Document Number | 2021011191 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021011191 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Document Number | 0025140237 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0025140237 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 002514/000237 |
| Instrument | 610 |
| Name | STATE EMPS CU |
|---|---|
| Address | PO BOX 25279, RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 18, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Document Number | 0023180157 |
| Book / Page | 2318 / 0157 |
| Map Reference | MB7 PG81 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 2017009688 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 KNOWLES AVE, MORGANTON, NC 28655-7019 |
| Document Number | 2017009689 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017009689 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.2% |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,048.00 (-0.29%) | $150,574 (-) Land $16,000 Building $134,574 | $150,574 (-) Land $16,000 Building $134,574 |
| 2023 | $1,051.00 | $150,574 Land $16,000 Building $134,574 | $150,574 Land $16,000 Building $134,574 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 32 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MORGANTON serves 27,221 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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