State of Hawaii and Hawaii County property record for 109 Kimo Pl, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 960 sqft · built 1997 |
| Lot Size | 0.277 acres (12,074 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-011-222 |
| Primary APN | 3-2-4-011-222 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,160 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,074 sqft (0.277 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 KIMO PL |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT E-2 12,074 SF DES POR LOT 711-A GRANT 10721 WAIAKEA HOMESTEADS, 1ST SERIES |
| Legal Subdivision | WAIAKEA HOMESTEADS 1ST SERIES |
| Legal Lot Number | E-2 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20701 |
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 10786, HILO, HI 96721-5786 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF HAWAII |
| Dec 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 16, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Nov 2, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2019 |
| Transfer Doc | 0069550663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 109 KIMO PL, HILO, HI 96720-5403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A83830244 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | A-83830244 |
| Name | BANK OF HAWAII |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96803 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 109 KIMO PL, HILO, HI 96720-5403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FAM |
| Name | Verified Name |
|---|
| Document Number | 0A76550366 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | A-76550366 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jan 16, 2019 |
| Property Address | 109 KIMO PL, HILO, HI 96720-5403 |
| Document Number | 0A69550663 |
| Instrument Date | Jan 14, 2019 |
| Instrument | A69550663 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 10786 HILO HI 967215786, HILO, HI 96721-5786 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 109 KIMO PL, HILO, HI 96720-5403 |
| Document Number | 0A65220272 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 KIMO PL HILO HI 967205403, HILO, HI 96720-5403 |
| Document Number | 0A65220272 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | A65220272 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 8, 2047 |
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,400 (+2.52%) Land $244,400 Building $232,000 | $476,400 (+2.52%) Land $244,400 Building $232,000 | |
| 2025 | $100.00 | $464,700 (+5.73%) Land $232,700 Building $232,000 | $464,700 (+5.73%) Land $232,700 Building $232,000 |
| 2024 | $439,500 (+7.3%) Land $211,200 Building $228,300 | $439,500 (+7.3%) Land $211,200 Building $228,300 | |
| 2023 | $100.00 | $409,600 Land $197,300 Building $212,300 | $409,600 Land $197,300 Building $212,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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