109 Keylime Ln, Guyton, GA 31312 Property Records

Effingham County property record for 109 Keylime Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,507 sqft · built 2014
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Jan 2015)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0348B-031-000`

Property Details

APN / Parcel Number

Primary APN	`0348B-031-000`
Alternative APNs	`0348B031` `6977`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,507 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	25,700 sqft (0.59 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Lean-To	200 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6977
Street Address	109 KEYLIME LN
City	GUYTON
State	GA
Zip	31312-5360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.59 AC LOT 31 (OUT 348-12A1)
Legal Subdivision	OUR TOWNE AT KINGSLE
Legal Phase	1
Legal Block	I
Legal Lot Number	31
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 KEYLIME LN, GUYTON, GA 31312-5360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2015 · Amount on Record
Deed Sale	Jan 9, 2015 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	201562
Deed Book / Page	2274 / 547
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 KEYLIME LN, GUYTON, GA 31312-5360
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KEYLIME LN, GUYTON, GA 31312-5360

Mortgage

Document Number	0000002532/0000000686
Date	Jul 1, 2019
Book Page	0000002532/0000000686
Instrument	005460

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 KEYLIME LN, GUYTON, GA 31312-5360
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KEYLIME LN, GUYTON, GA 31312-5360

Mortgage

Document Number	0000002897/0000000723
Date	Mar 4, 2024
Book Page	0000002897/0000000723
Instrument	D2024001544

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	109 KEYLIME LN, GUYTON, GA 31312-5360
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 KEYLIME LN, GUYTON, GA 31312-5360

Mortgage

Document Number	0000002672/0000000672
Date	Mar 19, 2021
Book Page	0000002672/0000000672
Instrument	003240

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,048 (-3.17%) Land $22,800 Building $108,248	$327,619 (-3.17%) Land $57,000 Building $270,619
2025	$2,458.00 (+8.71%) Homeowner's exemption	$135,338 (+15.89%) Land $22,800 Building $112,538	$338,344 (+15.89%) Land $57,000 Building $281,344
2024	$2,261.00 (+42.47%) Homeowner's exemption	$116,780 (+16.21%) Land $22,800 Building $93,980	$291,951 (+16.21%) Land $57,000 Building $234,951
2023	$1,587.00 (-23.55%) Homeowner's exemption	$100,492 (+18.9%) Land $17,600 Building $82,892	$251,230 (+18.9%) Land $44,000 Building $207,230
2022	$2,076.00 Homeowner's exemption	$84,516 Land $14,800 Building $69,716	$211,289 Land $37,000 Building $174,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Keylime Ln

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