Pender County property record for 109 Key Largo Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1992 |
| Lot Size | 0.437 acres (19,079 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,715 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 4224-77-5975-0000 |
| Primary APN | 4224-77-5975-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Flooring | Hardwood |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,079 sqft (0.437 acres) |
| Garage Type | Mixed |
| Garage Area | 512 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Deck Area | 24 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Lean-To | 176 sqft |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Gas |
| Account Number | 400005835 |
|---|---|
| Old Parcel Number | 4224 77 5975 0000 |
| Street Address | 109 KEY LARGO RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA |
| Legal Description | L1A&B,2A&B PB 8/47 SNUG HARBOR |
| Legal Subdivision | SNUG HARBOR |
| Legal Block | 4 |
| Legal Lot Number | 1A |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 920104 |
Source: Pender County records · APN 4224-77-5975-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 2371, SURF CITY, NC 28445-0020 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,715.00 (+8.27%) | $319,032 (+95.76%) Land $102,230 Building $216,802 | $319,032 (+95.76%) Land $102,230 Building $216,802 |
| 2023 | $162,971 (-) Land $52,038 Building $110,933 | $162,971 (-) Land $52,038 Building $110,933 | |
| 2022 | $1,584.00 | $162,971 Land $52,038 Building $110,933 | $162,971 Land $52,038 Building $110,933 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 15 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 146 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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