109 Juniper Ave, Berlin, NJ 08009 Property Records

Camden County and Berlin Borough property record for 109 Juniper Ave, Berlin, NJ 08009

Property Summary

Property TypeSingle Family Home
Details1,266 sqft · built 1970
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (May 2022)
Tax Bill$7,947 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-00701-0000-00015

Property Details

APN / Parcel Number

Primary APN05-00701-0000-00015
Alternative APN
  • 050070100015

Interior

Stories1 Story
Building Area1,266 sqft Living Area
1st Floor Area1,266 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address109 JUNIPER AVE
CityBERLIN
StateNJ
Zip08009-1118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionBERLIN MANOR SEC E
Legal Block701
Legal Lot Number15
JurisdictionCAMDEN NJ
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3006
Census Tract608700

Owner

Source: Camden County and Berlin Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 JUNIPER AVE, BERLIN, NJ 08009-1118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
AMERICAN HERITAGE CU
Sep 28, 2023Deed of Trust, Mortgage · Line of Credit
AMERICAN HERITAGE CU
May 9, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Prior SaleFeb 7, 2006 · Amount on Record
Deed Document Number202248845
Deed Book / Page12076 / 1486
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address109 JUNIPER AVE, BERLIN, NJ 08009-1118
Transaction TypeMortgage
Record UpdatedJan 6, 2026
Title CompanyUNIVERSAL ABSTRACT SERVICES LLC, UNIVERSAL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078352
DateDec 18, 2025
Book Page12983/26
Instrument2025078352
Lender
NameAMERICAN HERITAGE CU
TypeCredit Union
AddressPHILADELPHIA, PA 19115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueDec 17, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address109 JUNIPER AVE, BERLIN, NJ 08009-1118
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060573
DateSep 28, 2023
Book Page12439/1610
Instrument2023060573
Lender
NameAMERICAN HERITAGE CU
TypeCredit Union
AddressPHILADELPHIA, PA 19115
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueSep 27, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAMDEN NJ
Recording DateMay 9, 2022
Property Address109 JUNIPER AVE, BERLIN, NJ 08009-1118
Document Number0000048845
Book / Page12076 / 1486
Instrument DateMar 15, 2022
Instrument2022048845
Transaction TypeTransfer
Record UpdatedJun 8, 2022
Title CompanyYOUR HOMETOWN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,871.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1008 HREY FOX LANE #42044204, 1008, MYRTLE BEACH, SC 29579

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 JUNIPER AVE, BERLIN, NJ 08009-1118

Mortgage

Document Number0000048846
DateMay 9, 2022
Book Page12076/1493
Instrument2022048846
Lender
NameFULTON BANK NA
TypeBank
AddressLANCASTER, PA 17602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateApr 1, 2037
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.75%
IndexOther
Margin3
Max Rate8.75%

Tax Assessment & Valuation

Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityBerlin Borough
Elementary School DistrictBerlin Borough School District (KG - 08)
Secondary School DistrictEastern Camden County Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,900 (-) Land $66,000 Building $162,900$228,900 (-) Land $66,000 Building $162,900
2025$7,947.00 (+1.79%)$228,900 (-) Land $66,000 Building $162,900$228,900 (-) Land $66,000 Building $162,900
2024$7,807.00 (+0.88%)
2023$228,900 Land $66,000 Building $162,900$228,900 Land $66,000 Building $162,900
2022$7,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERLIN WATER DEPARTMENT
serves 12,991 people · EPA ID NJ0405001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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