Cleveland County property record for 109 John Thomas Dr, Casar, NC 28020
| Property Type | Single Family Home |
|---|---|
| Details | built 2018 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $370 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 38758 |
| Primary APN | 38758 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 174,240 sqft (4 acres) |
| Canopy | 1,292 sqft |
| Account Number | 1324386 |
|---|---|
| Street Address | 109 JOHN THOMAS DR |
| City | CASAR |
| State | NC |
| Zip | 28020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 4 AC RD 1575 EXIN |
| Legal Subdivision | MORIAH |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 950101 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 153 JUDY RD, CASAR, NC 28020-8764 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 109 JOHN THOMAS DR, CASAR, NC 28020-9604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0018641296 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 1864/1296 |
| Instrument | 200068073 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370.00 (-0.27%) | $58,558 (-) Land $31,000 Building $27,558 | $58,558 (-) Land $31,000 Building $27,558 |
| 2025 | $371.00 | $58,558 (+153.45%) Land $31,000 Building $27,558 | $58,558 (+153.45%) Land $31,000 Building $27,558 |
| 2023 | $23,104 Land $23,104 | $23,104 Land $23,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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