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109 Jefferson Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 109 Jefferson Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,506 sqft · built 1985
Lot Size0.34 acres (14,837 sqft)
Owner2 Individual Names on File
Last Sale$124,500 (Dec 2017)
Tax Bill$3,909 (2024)
Deeds & MortgagesAug 2018 Mortgage
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN08-19-368-001-000

Property Details

APN / Parcel Number

Primary APN08-19-368-001-000
Alternative APN
  • 08191810400100 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,506 sqft Living Area
1st Floor Area1,506 sqft
Basement Area1,506 sqft
Unfinished Basement1,506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area14,837 sqft (0.34 acres)
Garage Area660 sqft
DrivewayConcrete Driveway
Driveway Area851 sqft
Deck Area228 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address109 JEFFERSON DR
CityWATERLOO
StateIL
Zip62298-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 80 EAST RIDGE 4
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionEAST RIDGE
Legal Lot Number80
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group1
Census Block1008
Census Tract600401

Owner

Source: Monroe County records · APN 08-19-368-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 JEFFERSON DR, WATERLOO, IL 62298-1554
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK WATERLOO
Dec 12, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2017 · Amount on Record
Deed SaleDec 12, 2017 · Amount on Record
Deed Document Number2017393398
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address109 JEFFERSON DR, WATERLOO, IL 62298-1554
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000397408
DateAug 15, 2018
Instrument397408
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE IL
Recording DateDec 12, 2017
Property Address109 JEFFERSON DR, WATERLOO, IL 62298-1554
Document Number0000393398
Instrument DateOct 30, 2017
Instrument393398
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$186.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address218 W WOODLAND RDG VALMEYER IL 622953011, VALMEYER, IL 62295-3011

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$72,950 (-5.31%) Land $15,450 Building $57,500$218,850 (-5.31%) Land $46,350 Building $172,500
2024$3,909.00$77,043 (+86.27%) Land $16,317 Building $60,726$231,129 (+86.27%) Land $48,951 Building $182,178
2022Homeowner's exemption Additional exemption filed$41,360 Land $10,610 Building $30,750$124,080 Land $31,830 Building $92,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
HTC Holding
DSL · Fiber in parts of the area		100 / 20

May also be available: Delta Communications, Wisper ISP.

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO
serves 10,190 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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