109 Jay St, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 109 Jay St, Chittenango, NY 13037

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (May 2022)
Tax Bill$2,709 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2022 Sale
+ 1 more
APN254801 41.72-1-27

Property Details

APN / Parcel Number

Primary APN254801 41.72-1-27
Alternative APNs
  • 480104107200010270000000
  • 5608

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area250 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5608.
Street Address109 JAY ST
CityCHITTENANGO
StateNY
Zip13037-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIFE USE DAYE ALICE D
Legal Block1
Legal Lot Number27.000
JurisdictionMADISON NY
Township / Civil DivisionSULLIVAN
Census Block Group1
Census Block1017
Census Tract30401

Owner

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 JAY ST, CHITTENANGO, NY 13037-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2022Deed of Trust, Mortgage · Line of Credit
AMERICU CU
May 16, 2022Warranty Deed, Transfer
Jan 5, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleJan 5, 2017 · Amount on Record
Deed Document Number20222873
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address109 JAY ST, CHITTENANGO, NY 13037-1214
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000674
DateAug 8, 2022
Instrument2022-4674
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateMay 16, 2022
Property Address109 JAY ST, CHITTENANGO, NY 13037-1214
Document Number0000000873
Instrument DateMay 9, 2022
Instrument2022-2873
Transaction TypeTransfer
Record UpdatedJun 7, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4967 ROUTE 92, 92, CAZENOVIA, NY 13035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateJan 5, 2017
Property Address109 JAY ST, CHITTENANGO, NY 13037-1214
Document Number0000000072
Instrument DateJan 4, 2017
Instrument72
Transaction TypeTransfer
Record UpdatedMar 7, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$300.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 BOYD AVE CHITTENANGO NY 130371243, CHITTENANGO, NY 13037-1243

Tax Assessment & Valuation

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionSullivan Town
MunicipalityChittenango Village
Unified School DistrictChittenango Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,709.00$121,000 (-) Land $25,000 Building $96,000$203,361 (+15.97%) Land $42,017 Building $161,344
2023$121,000 Land $25,000 Building $96,000$175,362 Land $36,232 Building $139,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims3 (1993–2017)
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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