Bristol County and New Bedford City property record for 109 James St, New Bedford, MA 02740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,203 sqft · built 1896 |
| Lot Size | 0.049 acres (2,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 2004) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NEWB M:0050 L:0202 |
| Primary APN | NEWB M:0050 L:0202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,203 sqft Living Area |
| Gross Area | 2,303 sqft |
| Basement Area | 740 sqft |
| Unfinished Basement | 740 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1896 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,152 sqft (0.049 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7436 |
|---|---|
| Street Address | 109 JAMES ST |
| City | NEW BEDFORD |
| State | MA |
| Zip | 02740-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 202 |
| Jurisdiction | NEW BEDFORD MA |
| Township / Civil Division | NEW BEDFORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 651600 |
109 James St is owned and occupied by an individual who acquired it in November 2022.
Source: Bristol County and New Bedford City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 JAMES ST, NEW BEDFORD, MA 02740-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2004 · Amount on File |
| Deed Sale | Nov 5, 2004 · Amount on File |
| Deed Book / Page | 7262 / 337 |
| Last Transfer Date | Nov 2, 2022 |
| Transfer Doc | 014521-141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Recording Date | Nov 3, 2022 |
| Property Address | 109 JAMES ST, NEW BEDFORD, MA 02740-3551 |
| Document Number | 014521-141 |
| Book / Page | 14521 / 141 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 24640 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 SEA BREEZE DR APT C, C, S DARTMOUTH, MA 02748-3037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW BEDFORD MA |
| Property Address | 109 JAMES ST, NEW BEDFORD, MA 02740-3551 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013872-311 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 13872/311 |
| Instrument | 18930 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
The 2025 property tax bill for 109 James St was $3,291, down 4.1% from the year before.
Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Bristol County |
| Municipality | New Bedford City |
| Unified School District | New Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 (-4.05%) | $291,000 (+1.82%) Land $85,000 Building $206,000 | $369,455 (+3.87%) |
| 2024 | $3,430.00 (-3.43%) | $285,800 (+14.96%) Land $109,300 Building $176,500 | $355,680 |
| 2023 | $3,552.00 | $248,600 Land $95,600 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 109 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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