Metcalfe County property record for 109 James St, Edmonton, KY 42129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,839 sqft · built 1971 |
| Lot Size | 0.595 acres (25,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Jul 2026) |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-00-04-009.00 |
| Primary APN | 101-00-04-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,839 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 25,941 sqft (0.595 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 41489 |
|---|---|
| Street Address | 109 JAMES ST |
| City | EDMONTON |
| State | KY |
| Zip | 42129-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT |
| Jurisdiction | METCALFE KY |
| Township / Civil Division | EDMONTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960300 |
109 James St is owned and occupied by two individuals who bought it in July 2026.
Source: Metcalfe County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 JAMES ST, EDMONTON, KY 42129-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on File |
| Deed Sale | Jul 20, 2026 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 183 / 857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | METCALFE KY |
| Recording Date | Jul 20, 2026 |
| Property Address | 109 JAMES ST, EDMONTON, KY 42129-8107 |
| Document Number | 0183000857 |
| Book / Page | 183 / 857 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,099.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 109 JAMES ST, EDMONTON, KY 42129-8107 |
| Document Number | 0224000625, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 224/625 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 109 James St was $464 with a homeowner's exemption.
Source: Metcalfe County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Metcalfe County |
| Municipality | Edmonton City |
| Unified School District | Metcalfe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,000 (-) | $95,000 | |
| 2025 | $464.00 Homeowner's exemption | $95,000 | |
| 2024 | $95,000 (-) | ||
| 2023 | $488.00 Homeowner's exemption | $95,000 | $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 James St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMONTON WATER WORKS serves 8,515 people · EPA ID KY0850115 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Rural Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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