109 James St, Bolivia, NC 28422 Property Records

Brunswick County property record for 109 James St, Bolivia, NC 28422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2011
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$929 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125PD01514`

Property Details

APN / Parcel Number

Primary APN	`125PD01514`
Alternative APNs	`215112951978` `80003650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,576 sqft Heated Area
Gross Area	1,772 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,996 sqft (1.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	80003650
Street Address	109 JAMES ST
City	BOLIVIA
State	NC
Zip	28422-8070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.01 ACRES PLAT 73/10
Jurisdiction	BRUNSWICK NC
Township / Civil Division	TOWN CREEK
Census Block Group	2
Census Block	2017
Census Tract	20204

Owner

109 James St is owned and occupied by an individual.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 JAMES ST, BOLIVIA, NC 28422-8070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	109 JAMES ST, BOLIVIA, NC 28422-8070
Document Number	0040070812
Book / Page	004007 / 000812
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 JAMES ST BOLIVIA NC 284228070, BOLIVIA, NC 28422-8070

Mortgage

Document Number	0040070812
Date	Jan 17, 2018
Book Page	004007/000812

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	SAN JOSE, CA 95118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 16, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 109 James St was $929.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Bolivia Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,950 (-) Land $26,180 Building $159,770	$185,950 (-) Land $26,180 Building $159,770
2025	$929.00	$185,950 Land $26,180 Building $159,770	$185,950 Land $26,180 Building $159,770
2023		$185,950 Land $26,180 Building $159,770	$185,950 Land $26,180 Building $159,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 James St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	23 (1989–2024)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 7 claims Hurricane Florence, Sep 2018 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 James St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK COUNTY WATER SYSTEM serves 151,357 people · EPA ID NC0410045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20