Laurens County property record for 109 James Rd, Joanna, SC 29351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,789 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Nov 2014) |
| Tax Bill | $578 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 903-01-03-014 |
| Primary APN | 903-01-03-014 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,789 sqft (0.5 acres) |
|---|
| Street Address | 109 JAMES RD |
|---|---|
| City | JOANNA |
| State | SC |
| Zip | 29351-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HATTON ACRES SUBDIVISION |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | JOANNA |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 920900 |
Source: Laurens County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 JAMES RD, JOANNA, SC 29351-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Deed Document Number | 20149664 |
| Deed Book / Page | 1188 / 194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 109 JAMES RD, JOANNA, SC 29351-1107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 JAMES RD, JOANNA, SC 29351-1107 |
| Document Number | 0M32760088 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | M3276/88 |
| Instrument | 2026002718 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $578.00 (+3.77%) Homeowner's exemption | $2,770 (-) Land $130 Building $2,640 | |
| 2024 | $557.00 (+34.22%) Homeowner's exemption | $2,770 (-26.53%) Land $130 Building $2,640 | |
| 2023 | $415.00 (-23.15%) | $3,770 (+36.1%) Land $470 Building $3,300 | $94,250 (+36.2%) Land $11,750 Building $82,500 |
| 2022 | $540.00 | $2,770 Land $130 Building $2,640 | $69,200 (-) Land $3,200 Building $66,000 |
| 2021 | $69,200 Land $3,200 Building $66,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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