Alleghany County property record for 109 Jacob St, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1932 |
| Lot Size | 4.18 acres (182,081 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $200 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 057E0-01-000-0260 |
| Primary APN | 057E0-01-000-0260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 1,092 sqft |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 972 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 182,081 sqft (4.18 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 210 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9578 |
|---|---|
| Street Address | 109 JACOB ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 4.18 AC MALLOW |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | JACKSON RIVER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 80202 |
109 Jacob St is owned by an individual who acquired it in January 1995.
Source: Alleghany County records, as of June 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 JACOB ST, COVINGTON, VA 24426-6436 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1995 |
| Deed Sale | Jan 1, 1995 |
| Deed Book / Page | 336 / 52 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Jacob St was $200.
Source: Alleghany County assessment roll, as of June 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200.00 | $40,900 Land $40,900 | $40,900 Land $40,900 |
| 2023 | $38,800 Land $38,700 Building $100 | $38,800 Land $38,700 Building $100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Jacob St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Jacob St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUNDING MILL serves 1,965 people · EPA ID VA2005600 |
|---|---|
| Water Source | Purchased surface water from CITY OF COVINGTON |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 100 |
May also be available: Verizon.
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