State of Hawaii and Hawaii County property record for 109 Iwalani St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,496 sqft · built 1963 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,425 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jun 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-014-073 |
| Primary APN | 3-2-4-014-073 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,150 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 109 IWALANI ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1C |
| Legal Description | LOT 30 15,150 SF DES WAIAKEA HOUSE LOTS 3RD SERIES |
| Legal Subdivision | WAIAKEA HOMESTEADS 3RD SERIES |
| Legal Lot Number | 30 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20701 |
109 Iwalani St is owner-occupied and held in a trust since May 2023.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit CU HAWAII FCU |
| Jun 5, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit HFS FEDERAL CU |
| Jun 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2018 |
| Deed Sale | Jun 22, 2018 |
| Prior Sale | Mar 29, 2006 · Amount on File |
| Deed Document Number | 201867470838 |
| Last Transfer Date | May 26, 2023 |
| Transfer Doc | 0085560173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A86090157 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | A-86090157 |
| Name | CU HAWAII FCU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 5, 2023 |
| Property Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Document Number | 0A85560173 |
| Instrument Date | May 26, 2023 |
| Instrument | A-85560173 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A72640097 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | A-72640097 |
| Name | HFS FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILO, HI 96720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Jun 22, 2018 |
| Property Address | 109 IWALANI ST, HILO, HI 96720-5467 |
| Document Number | 0A67470838 |
| Instrument Date | Jun 18, 2018 |
| Instrument | A-67470838 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FAM |
| Tax | $438.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11295, HILO, HI 96721-6295 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 614 KILAUEA AVE # 101-20, 101-20, HILO, HI 96720-4272 |
| Document Number | 0A67470839 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | A-67470839 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Number | 0A67470839 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | A-67470839 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
The 2025 property tax bill for 109 Iwalani St was $1,425 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,900 (+3.01%) Land $157,400 Building $215,500 | $468,900 (+2.63%) Land $252,400 Building $216,500 | |
| 2025 | $1,425.00 | $362,000 (+2.99%) Land $157,400 Building $204,600 | $456,900 (+7.28%) Land $240,400 Building $216,500 |
| 2024 | $351,500 (+2.99%) Land $157,400 Building $194,100 | $425,900 (+7.23%) Land $218,100 Building $207,800 | |
| 2023 | $1,371.00 | $341,300 Land $157,400 Building $183,900 | $397,200 Land $203,900 Building $193,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Iwalani St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Iwalani St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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