Pinellas County property record for 109 Irwin St E, Safety Harbor, FL 34695 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,831 sqft · built 2013 |
| Lot Size | 0.258 acres (11,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $489,000 (Nov 2014) |
| Tax Bill | $8,936 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-001-032-7259-7 |
| Primary APN | C62-001-032-7259-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,831 sqft Heated Area |
| 1st Floor Area | 2,831 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,269 sqft (0.258 acres) |
| Lot Dimensions | 113 ft deep x 100 ft wide |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 887 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R451444 |
|---|---|
| Street Address | 109 IRWIN ST E |
| City | SAFETY HARBOR |
| State | FL |
| Zip | 34695-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATER VIEW HEIGHTS BLK A, LOT 9 & W 29.5FT OF LOT 8 & E 22.25FT OF LOT 10 |
| Legal Range | 16 |
| Legal Township | 28 |
| Legal Section | 34 |
| Legal Subdivision | WATER VIEW HEIGHTS |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 26816 |
Source: Pinellas County records · APN C62-001-032-7259-7
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 IRWIN ST E, SAFETY HARBOR, FL 34695-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 23, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on Record |
| Deed Sale | Nov 12, 2014 · Amount on Record |
| Prior Sale | Nov 12, 2014 · Amount on Record |
| Deed Document Number | 0185880133 |
| Deed Book / Page | 18588 / 133 |
| Last Transfer Date | Feb 23, 2022 |
| Transfer Doc | 0219442387 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 109 IRWIN ST E, SAFETY HARBOR, FL 34695-2761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 IRWIN ST E, SAFETY HARBOR, FL 34695-2761 |
| Document Number | 0217912562 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | 21791/2562 |
| Instrument | 2021360391 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 109 IRWIN ST E, SAFETY HARBOR, FL 34695-2761 |
| Document Number | 0219442387 |
| Book / Page | 21944 / 2387 |
| Map Reference | MB 9 PG 140 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2022057336 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 IRWIN ST E, SAFETY HARBOR, FL 34695-2761 |
Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Safety Harbor City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,936.00 (+6.97%) Homeowner's exemption | $554,529 (+5.99%) | $1,107,415 (+10.06%) Land $345,490 Building $761,925 |
| 2023 | $8,354.00 (+2.59%) Homeowner's exemption | $523,205 (+3%) | $1,006,150 (+21.27%) Land $389,374 Building $616,776 |
| 2022 | $8,143.00 Homeowner's exemption | $507,966 | $829,676 Land $309,586 Building $520,090 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030268161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 76 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 8 of 22 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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