109 Irving Ln, Georgetown, KY 40324 Property Records

Scott County property record for 109 Irving Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 2003
Lot Size	0.136 acres (5,929 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2017)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-20-079.000`

Property Details

APN / Parcel Number

Primary APN	`141-20-079.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,929 sqft (0.136 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 IRVING LN
City	GEORGETOWN
State	KY
Zip	40324-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADFORD COTTAGE
Legal Subdivision	BRADFORD COTTAGE
Legal Lot Number	384
Legal Unit	3A
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3009
Census Tract	40203

Owner

109 Irving Ln is owned and occupied by an individual who bought it in November 2017.

Source: Scott County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 IRVING LN, GEORGETOWN, KY 40324-2094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Deed Document Number	2017377494
Deed Book / Page	392 / 259
Prior Transfer Date	Jul 16, 2009
Prior Transfer Doc	00D326/039
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 13, 2017
Property Address	109 IRVING LN, GEORGETOWN, KY 40324-2094
Document Number	00D392/259
Book / Page	D392 / 259
Map Reference	CAB 7 SL82
Instrument Date	Nov 9, 2017
Instrument	377494
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 GEMINI TRL, GEORGETOWN, KY 40324-8901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 IRVING LN, GEORGETOWN, KY 40324-2094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000377495
Date	Nov 13, 2017
Instrument	377495

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Irving Ln was $1,543 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,400 (-)	$222,400 (-)
2025	$1,543.00 Homeowner's exemption	$222,400	$222,400
2023	$1,449.00 (+19.75%) Homeowner's exemption	$206,200 (+14.56%) Land $35,000 Building $171,200	$206,200 (+14.56%) Land $35,000 Building $171,200
2022	$1,210.00 Homeowner's exemption	$180,000 Land $30,000 Building $150,000	$180,000 Land $30,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Irving Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Irving Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20