Penobscot County and Carmel Town property record for 109 Irish Rd, Carmel, ME 04419 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Multifamily |
| Lot Size | 300,564 sqft (6.9 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,707.00 (2025) |
Source: Penobscot County and Carmel Town records · APN CARM M:0009 L:08-A
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 IRISH RD, CARMEL, ME 04419-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jan 31, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance UNIVERSITY CREDIT UNION |
| Sep 11, 2018 | Deed of Trust, Mortgage TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 109 IRISH RD, CARMEL, ME 04419-3242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0168520245 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 16852/245 |
| Instrument | 13135 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 109 IRISH RD, CARMEL, ME 04419-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0163650284 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 16365/284 |
| Instrument | 2695 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 109 IRISH RD, CARMEL, ME 04419-3242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0149350183 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 14935/0183 |
| Instrument | 000000027602 |
| Name | TD BANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Penobscot County and Carmel Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,707.00 (+23.19%) | $297,900 (+6.43%) Land $58,200 Building $239,700 |
| 2024 | $3,821.00 (+8.34%) | $279,900 (-) Land $58,200 Building $221,700 |
| 2022 | $3,527.00 | $279,900 Land $58,200 Building $221,700 |
Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | CARM M:0009 L:08-A |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multifamily Style |
|---|---|
| Lot Area | 300,564 sqft (6.9 acres) |
| Account Number | 1889 |
|---|---|
| Street Address | 109 IRISH RD |
| City | CARMEL |
| State | ME |
| Zip | 04419-3242 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 8-A |
| Jurisdiction | CARMEL ME |
| Minor Civil Division | CARMEL |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 11000 |
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