109 Hubbard Bend, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 109 Hubbard Bend, Saint Augustine, FL 32092

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026941-5470`

Property Details

APN / Parcel Number

Primary APN	`026941-5470`

Exterior

Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	109 HUBBARD BND
City	SAINT AUGUSTINE
State	FL
Zip	32092-1311
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	123/48-60 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 2 LOT 547 OR6308/1132
Legal Subdivision	SILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block	1
Legal Lot Number	547
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 HUBBARD BND, SAINT AUGUSTINE, FL 32092-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Deed Document Number	202665949
Deed Book / Page	6413 / 62
Record Updated	Sep 20, 2026

August 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2026
Property Address	109 HUBBARD BND, SAINT AUGUSTINE, FL 32092-1311
Document Number	0000065949
Book / Page	6413 / 62
Instrument Date	Jul 31, 2026
Instrument	202665949
Record Updated	Aug 13, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HUBBARD BND, SAINT AUGUSTINE, FL 32092-1311

Mortgage

Document Number	0000065950,
Date	Aug 3, 2026
Instrument	202665950

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (-13.33%) Land $65,000	$65,000 (-13.33%) Land $65,000
2025	$1,010.00 (+101.6%)	$75,000 (+87.5%)	$75,000 (+87.5%) Land $75,000
2024	$501.00	$40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.