109 Holmes Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 109 Holmes Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,164 sqft · built 1978
Lot Size	0.103 acres (4,465 sqft)
Owner	Company Name on Record
Last Sale	$162,500 (Mar 2017)
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`2350-495-16-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-495-16-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,164 sqft Living Area
1st Floor Area	774 sqft
2nd Floor Area	390 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,465 sqft (0.103 acres)
Lot Dimensions	95 ft deep x 47 ft wide
View / Lot	Average
Porch	Patio/Porch
Porch Area	392 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 HOLMES LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT NO 1766 B1G BEAR P1NES NO 2 LOT 23 BLK 56
Legal Subdivision	BIG BEAR PINES #2
Legal Tract	1766
Legal Block	56
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2006
Census Tract	11407

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24654 LEGION CT, MENIFEE, CA 92584-0375
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Sep 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 27, 2017	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Document Number	2017125639
Last Transfer Date	Aug 2, 2019
Transfer Doc	0000336289
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	109 HOLMES LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 MORGAN DR, NORCO, CA 92860-2272

Mortgage

Document Number	0000254356
Date	Jun 3, 2021
Instrument	2021-0254356

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 19, 2019
Property Address	109 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000336289
Instrument Date	Aug 2, 2019
Instrument	336289
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2322 MORGAN DR NORCO CA 928602272, NORCO, CA 92860-2272

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 27, 2017
Property Address	109 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000125639
Map Reference	MAP25 PG73&74
Instrument Date	Mar 6, 2017
Instrument	2017-0125639
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2322 MORGAN DR, NORCO, CA 92860-2272

Mortgage

Document Number	0000125640
Date	Mar 27, 2017
Instrument	2017-0125640

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$220,254 (+2%) Land $38,473 Building $181,781
2025	$3,652.00 (+7.89%)	$215,936 (+4.04%) Land $37,719 Building $178,217
2023	$3,385.00 (+3.83%)	$207,551 Land $36,254 Building $171,297
2022	$3,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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