109 Holman Rd, Williamsburg, VA 23185 Property Records

James City County property record for 109 Holman Rd, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,127 sqft · built 1979
Lot Size	0.499 acres (21,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,900 (Jun 2026)
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`50-2 10-0-0024`

Property Details

APN / Parcel Number

Primary APN	`50-2 10-0-0024`
Alternative APN	`9942`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,127 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	21,736 sqft (0.499 acres)
Garage Area	506 sqft
Parking Spaces	1 Parking Space
Deck Area	306 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	9942
Street Address	109 HOLMAN RD
City	WILLIAMSBURG
State	VA
Zip	23185-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-24 S-1 SOUTHALL QUARTER
Legal Subdivision	KINGSMILL
Legal Lot Number	24
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1015
Census Tract	80103

Owner

Source: James City County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
Jun 1, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE
Jan 5, 2026	Intrafamily Transfer, Transfer
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FNDG
Dec 16, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	20266625
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	0000018882
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Sep 2, 2026
Property Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Document Number	0000011295
Instrument Date	Aug 26, 2026
Instrument	202611295
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	TOWNE TITLE, RW TOWNE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552

Mortgage

Document Number	0000011295,
Date	Sep 2, 2026
Instrument	202611295

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 1, 2026
Property Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Document Number	0000006625
Instrument Date	May 18, 2026
Instrument	20266625
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,589.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552

Mortgage

Document Number	0000006626,
Date	Jun 1, 2026
Instrument	20266626

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Jan 5, 2026
Property Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Document Number	0202600083
Map Reference	MB 33 PG 64
Instrument Date	Dec 30, 2025
Instrument	202600083
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Document Number	0000017244
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HOLMAN RD WILLIAMSBURG VA 231855552, WILLIAMSBURG, VA 23185-5552

Mortgage

Document Number	0000017244
Date	Oct 9, 2020
Instrument	17244

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Dec 16, 2019
Property Address	109 HOLMAN RD, WILLIAMSBURG, VA 23185-5552
Document Number	0000018589
Instrument Date	Dec 10, 2019
Instrument	18589
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HOLMAN RD WILLIAMSBURG VA 231855552, WILLIAMSBURG, VA 23185-5552

Mortgage

Document Number	18590
Date	Dec 16, 2019
Instrument	18590

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+14.09%)	$458,600 (+14.08%) Land $139,900 Building $318,700	$458,600 (+14.08%) Land $139,900 Building $318,700
2023		$402,000 Land $133,200 Building $268,800	$402,000 Land $133,200 Building $268,800
2022	$3,336.00 (+10.79%)
2019	$3,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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