Harrison County property record for 109 Hillcrest Rd, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,902 sqft · built 1972 |
| Owner | Individual Name on File |
| Tax Bill | $3,413 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0213H-04-008.000 |
| Primary APN | 0213H-04-008.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,902 sqft Adjusted Area |
| 1st Floor Area | 1,938 sqft |
| 2nd Floor Area | 187 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Pool Area | 686 sqft |
| Deck Area | 160 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 062611 |
|---|---|
| Street Address | 109 HILLCREST RD |
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 63 PASS CHRISTIAN ISLES SEC H |
| Legal Range | 13 |
| Legal Township | 08 |
| Legal Section | 27 |
| Legal Subdivision | PASS CHRISTIAN ISLES SEC H |
| Legal Block | 63 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3002 |
109 Hillcrest Rd is owned and occupied by an individual who acquired it in March 2025.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 HILLCREST RD, PASS CHRISTIAN, MS 39571-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jun 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | May 21, 2013 |
| Last Transfer Date | Mar 27, 2025 |
| Transfer Doc | 20250005573DJ1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 HILLCREST RD, PASS CHRISTIAN, MS 39571-2401 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20230000348TJ1 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023-0000348-T-J1 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 109 HILLCREST RD, PASS CHRISTIAN, MS 39571-2401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20220014212TJ1 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-0014212-T-J1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 109 Hillcrest Rd was $3,413 with exemptions applied, up 4.5% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,413.00 (+4.47%) Homeowner's exemption Disabled Person's exemption | $25,719 | $257,184 Land $71,875 Building $185,309 |
| 2024 | $3,267.00 (+0.58%) | ||
| 2023 | $3,248.00 Homeowner's exemption Disabled Person's exemption | $25,098 | $250,977 Land $71,875 Building $179,102 |
| 2022 | $3,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Hillcrest Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 248 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 248 in force |
| Nearby Flood Claims | 61 (1998–2022) |
| Most Recent Claim | Jan 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Hillcrest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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