109 Highland Point Ave, Harmony, NC 28634 Property Records

Iredell County property record for 109 Highland Point Ave, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2021
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`4870-58-8682.000`

Property Details

APN / Parcel Number

Primary APN	`4870-58-8682.000`
Alternative APN	`80086939`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Heated Area
Gross Area	1,410 sqft
1st Floor Area	1,260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	126 ft deep x 93 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80086939
Street Address	109 HIGHLAND POINT AVE
City	HARMONY
State	NC
Zip	28634-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	HIGHLAND POINT AVE SR2125
Legal Subdivision	HARMONY COMMERCIAL
Legal Block	58
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	2
Census Block	2070
Census Tract	60801

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 HIGHLAND POINT AVE, HARMONY, NC 28634-9165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	May 1, 2006 · Amount on Record
Deed Book / Page	2864 / 2028
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 26, 2021
Property Address	109 HIGHLAND POINT AVE, HARMONY, NC 28634-9165
Document Number	0028642028
Book / Page	2864 / 2028
Map Reference	MB 73 PG 58
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 DUTCHMAN RD, HARMONY, NC 28634-9424

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028642031
Date	Oct 26, 2021
Instrument	2864/2031

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 7, 2020
Property Address	109 HIGHLAND POINT AVE, HARMONY, NC 28634-9165
Document Number	27412190
Book / Page	002741 / 002190
Instrument Date	Oct 2, 2020
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 DUTCHMAN RD HARMONY NC 286349424, HARMONY, NC 28634-9424

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Harmony Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,160 (-) Land $15,050 Building $157,110	$172,160 (-) Land $15,050 Building $157,110
2025	$1,299.00	$172,160 (-) Land $15,050 Building $157,110	$172,160 (-) Land $15,050 Building $157,110
2024	$1,299.00	$172,160 (-) Land $15,050 Building $157,110	$172,160 (-) Land $15,050 Building $157,110
2023	$1,299.00 (+23.95%)	$172,160 (+33.74%) Land $15,050 Building $157,110	$172,160 (+33.74%) Land $15,050 Building $157,110
2022	$1,048.00	$128,730 Land $15,050 Building $113,680	$128,730 Land $15,050 Building $113,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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