109 High Ct, Sebastian, FL 32958 Property Records

Indian River County property record for 109 High Ct, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,727 sqft · built 1984
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Aug 2021)
Tax Bill	$4,599 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-39-18-00003-5610-00023.0`

Property Details

APN / Parcel Number

Primary APN	`31-39-18-00003-5610-00023.0`
Alternative APN	`33597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,727 sqft Living Area
1st Floor Area	1,727 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	155 ft deep x 59 ft wide
Garage Area	690 sqft
Driveway	Driveway
Driveway Area	612 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Patio Area	180 sqft
Fence	Fence
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	33597
Street Address	109 HIGH CT
City	SEBASTIAN
State	FL
Zip	32958-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 16 BLK 561 LOT 23 PBI 8-45 TO 45J
Legal Range	39
Legal Township	31
Legal Section	18
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 16
Legal Block	561
Legal Lot Number	23
Legal Unit	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1003
Census Tract	50806

Owner

109 High Ct is owned and occupied by an individual who bought it in August 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 HIGH CT, SEBASTIAN, FL 32958-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Warranty Deed, Transfer · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Jan 29, 2020	Warranty Deed, Transfer · VA Mortgage NP INC
Nov 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Jan 29, 2020 · Amount on File
Deed Document Number	3120210060348
Deed Book / Page	3457 / 751
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 24, 2021
Property Address	109 HIGH CT, SEBASTIAN, FL 32958-5203
Document Number	0034570751
Book / Page	3457 / 751
Map Reference	MB 8 PG 45
Instrument Date	Aug 21, 2021
Instrument	3120210060348
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,572.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 JACKSON ST, 207, SAN PIERRE, IN 46374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HIGH CT, SEBASTIAN, FL 32958-5203

Mortgage

Document Number	3457754
Date	Aug 24, 2021
Instrument	3457/754

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 29, 2020
Property Address	109 HIGH CT, SEBASTIAN, FL 32958-5203
Document Number	0032721504
Book / Page	3272 / 1504
Map Reference	MB 8 PG 45
Instrument Date	Dec 30, 2019
Instrument	3120200005467
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,714.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 ROYAL PALM DR, 2405, COLORADO SPRINGS, CO 80918-7855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HIGH CT, SEBASTIAN, FL 32958-5203

Mortgage

Document Number	32721506
Date	Jan 29, 2020
Instrument	3272/1506

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 6, 2017
Property Address	109 HIGH CT, SEBASTIAN, FL 32958-5203
Document Number	0030680127
Book / Page	003068 / 000127
Instrument Date	Oct 31, 2017
Instrument	63527
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TITLE OF I.R.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HIGH CT SEBASTIAN FL 329585203, SEBASTIAN, FL 32958-5203

Mortgage

Document Number	30680128
Date	Nov 6, 2017
Book Page	003068/000128
Instrument	63528

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 High Ct was $4,599.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,599.00	$291,421	$314,077 Land $64,240 Building $249,837
2023	$3,954.00 (+2.51%)	$274,959 (+3%)	$314,062 (+17.65%) Land $57,816 Building $256,246
2022	$3,857.00	$266,951 Land $44,475 Building $222,476	$266,951 Land $44,475 Building $222,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 High Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	51 (1984–2016)
Claims Outside the SFHA	5 of 51
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 42 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 High Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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