109 High Bluff Cir, Mooresville, NC 28115 Property Records

Iredell County property record for 109 High Bluff Cir, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,480 sqft · built 2012
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Sep 2017)
Tax Bill	$3,014 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4657-73-0021.000`

Property Details

APN / Parcel Number

Primary APN	`4657-73-0021.000`
Alternative APN	`80048258`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,480 sqft Heated Area
Gross Area	1,928 sqft
1st Floor Area	616 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Width	34 ft Width
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80048258
Street Address	109 HIGH BLUFF CIR
City	MOORESVILLE
State	NC
Zip	28115-2499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	L121 HIGH RIDGE PB 55-57 PB 57-128 R
Legal Subdivision	HIGH RIDGE
Legal Block	73
Legal Lot Number	121
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1004
Census Tract	61601

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1250 THORNBURY LN, SAN JOSE, CA 95138-2719
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Sep 21, 2012 · Amount on Record
Deed Book / Page	2514 / 1882
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 27, 2017
Property Address	109 HIGH BLUFF CIR, MOORESVILLE, NC 28115-2499
Document Number	25141882
Book / Page	2514 / 1882
Map Reference	MB 55 PG 57
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 HIGH BLUFF CIR, 109, MOORESVILLE, NC 28115-2499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HIGH BLUFF CIR, MOORESVILLE, NC 28115-2499

Mortgage

Document Number	25141884
Date	Sep 27, 2017
Instrument	2514/1884

Lender

Name	GEORGIA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,610 (-) Land $46,000 Building $195,610	$241,610 (-) Land $46,000 Building $195,610
2025	$3,014.00 (+2.03%)	$241,610 (-) Land $46,000 Building $195,610	$241,610 (-) Land $46,000 Building $195,610
2024	$2,954.00 (+0.82%)	$241,610 (-) Land $46,000 Building $195,610	$241,610 (-) Land $46,000 Building $195,610
2023	$2,930.00 (+33.36%)	$241,610 (+56%) Land $46,000 Building $195,610	$241,610 (+56%) Land $46,000 Building $195,610
2022	$2,197.00	$154,880 Land $25,000 Building $129,880	$154,880 Land $25,000 Building $129,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20