109 Higby Point Rd, Eagle Bay, NY 13331 Property Records

Herkimer County and Webb Town property record for 109 Higby Point Rd, Eagle Bay, NY 13331

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,024 sqft · built 1960
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Jan 2017)
Tax Bill$1,949 (2025)
Deeds & MortgagesDec 2020 Refinance
Jan 2017 Mortgage
+ 1 more
APN215400 031.17-1-26

Property Details

APN / Parcel Number

Primary APN215400 031.17-1-26
Alternative APNs
  • 540003101700010260000000
  • 200245391

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions247 ft deep x 100 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area780 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number200245391
Street Address109 HIGBY POINT RD
CityEAGLE BAY
StateNY
Zip13331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal Description54 BGM LK 2 CAMP INCP TWP 8 JBTR HIGBY SUB-DIV
Legal Block1
Legal Lot Number26.000
JurisdictionHERKIMER NY
Township / Civil DivisionWEBB
Census Block Group1
Census Block1093
Census Tract11502

Owner

Source: Herkimer County and Webb Town records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 RUSSETT DR, WHITESBORO, NY 13492-2115
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ADIRONDACK BANK
Jan 31, 2017Deed of Trust, Mortgage
ADIRONDACK BANK
Jan 31, 2017Deed, Transfer
NOT AVAILABLE, WADDIE KALIL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2017 · Amount on Record
Deed SaleJan 31, 2017 · Amount on Record
Deed Book / Page2017 / 568
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address109 HIGBY POINT RD, EAGLE BAY, NY 13331
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20205860
DateDec 21, 2020
Instrument2020-5860
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERKIMER NY
Property Address109 HIGBY POINT RD, EAGLE BAY, NY 13331
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRP2017569
DateJan 31, 2017
InstrumentRP2017-569
Lender
NameADIRONDACK BANK
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionHERKIMER NY
Recording DateJan 31, 2017
Property Address109 HIGBY POINT RD, EAGLE BAY, NY 13331
Document Number0000002017/0000000568
Book / Page0000002017 / 0000000568
Instrument DateJan 27, 2017
Transaction TypeTransfer
Record UpdatedApr 26, 2022
Title CompanyNOT AVAILABLE, WADDIE KALIL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 RUSSETT DR, WHITESBORO, NY 13492-2115

Tax Assessment & Valuation

Source: Herkimer County and Webb Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyHerkimer County
County SubdivisionWebb Town
Unified School DistrictTown of Webb Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,949.00 (+12.72%)$151,300 (-) Land $45,600 Building $105,700$265,439 (+25.79%) Land $80,000 Building $185,439
2023$151,300 Land $45,600 Building $105,700$211,018 Land $63,598 Building $147,420
2020$1,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

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