109 Hidden Ridge Trl, Lowgap, NC 27024 Property Records

Surry County property record for 109 Hidden Ridge Trl, Lowgap, NC 27024 · Last verified December 2025

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 3 ba · 2,133 sqft · built 2008
Lot Size16 acres (698,702 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Apr 2021)
Tax Bill$2,187 (2025)
Deeds & MortgagesJan 2022 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4060-00-45-0537

Property Details

APN / Parcel Number

Primary APN4060-00-45-0537
Alternative APN
  • 100119509

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,133 sqft Living Area
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2024
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area698,702 sqft (16 acres)
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100119509
Street Address109 HIDDEN RIDGE TRL
CityLOWGAP
StateNC
Zip27024-9325
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal DescriptionDIST:14
JurisdictionSURRY NC
Township / Civil DivisionSTEWARTS CREEK
Census Block Group1
Census Block1012
Census Tract930804

Owner

Source: Surry County records · APN 4060-00-45-0537

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 HIDDEN RIDGE TRL, LOWGAP, NC 27024-9325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING
Apr 23, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Deed Document Number0017580511
Deed Book / Page1758 / 0511
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address109 HIDDEN RIDGE TRL, LOWGAP, NC 27024-9325
Transaction TypeMortgage
Record UpdatedAug 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01797/1024
DateJan 20, 2022
Book Page1797/1024
Instrument691956
Lender
NameJFQ LENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateApr 23, 2021
Property Address109 HIDDEN RIDGE TRL, LOWGAP, NC 27024-9325
Document Number001758/511
Book / Page1758 / 511
Instrument DateApr 22, 2021
Instrument683357
Transaction TypeTransfer
Record UpdatedAug 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1163 NW 16TH PL, STUART, FL 34994-9681

Mortgage

Document Number0000683358
DateApr 23, 2021
Instrument683358
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,187.00 (+38.68%)$355,470 (+26.7%) Land $70,740 Building $284,730$355,470 (+26.7%) Land $70,740 Building $284,730
2023$1,577.00$280,550 Land $61,310 Building $219,240$280,550 Land $61,310 Building $219,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371719308041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 34% of the US · above 48% of North Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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