109 Hidden Point Dr, Richmond, KY 40475 Property Records

Madison County property record for 109 Hidden Point Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,986 sqft
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Oct 2021)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0041-0014-0005`

Property Details

APN / Parcel Number

Primary APN	`0041-0014-0005`
Alternative APNs	`113540` `76655` `42776`

Interior

Stories	1 Story
Building Area	1,986 sqft Living Area

Exterior

Exterior Material	Brick
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Location & Zoning

Account Number	42776
Street Address	109 HIDDEN POINT DR
City	RICHMOND
State	KY
Zip	40475-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN POINT LOT 5
Legal Subdivision	HIDDEN POINT SUB
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1014
Census Tract	10701

Owner

109 Hidden Point Dr is owned and occupied by an individual who bought it in October 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	109 HIDDEN POINT DR, RICHMOND, KY 40475-8230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Deed Document Number	2014058505
Deed Book / Page	D812 / 699
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Oct 15, 2021
Property Address	109 HIDDEN POINT DR, RICHMOND, KY 40475-8230
Document Number	00D812/699
Book / Page	D812 / 699
Map Reference	MB 17 PG 74
Instrument Date	Oct 13, 2021
Instrument	2014058505
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HIDDEN POINT DR, RICHMOND, KY 40475-8230

Mortgage

Document Number	2014058509
Date	Oct 15, 2021
Instrument	2014058509

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Hidden Point Dr was $3,654 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00 Additional exemption filed	$387,500	$387,500
2023	$3,758.00	$387,500	$387,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Hidden Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Hidden Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hidden Point Dr

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