109 Heritage Ln, Vacaville, CA 95687 Property Records

Solano County property record for 109 Heritage Ln, Vacaville, CA 95687

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 1987
Lot Size	0.07 acres (3,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Mar 2018 Reverse Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0136-821-420`

Property Details

APN / Parcel Number

Primary APN	`0136-821-420`
Alternative APN	`0095401420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	3 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	3,040 sqft (0.07 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 HERITAGE LN
City	VACAVILLE
State	CA
Zip	95687-6761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DREAM STREET II 1 SUB BK-BG 45-49 LOT 42
Legal Subdivision	DREAM STREET II 1
Legal Lot Number	42
Legal Unit	1
Jurisdiction	SOLANO CA
Township / Civil Division	VACAVILLE
Census Block Group	2
Census Block	2005
Census Tract	252914

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 HERITAGE LN, VACAVILLE, CA 95687-6761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Mar 4, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Mar 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	109 HERITAGE LN, VACAVILLE, CA 95687-6761
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019057
Date	Mar 20, 2018
Instrument	201800019057

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.29%
Type Change Date	Apr 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	109 HERITAGE LN, VACAVILLE, CA 95687-6761
Document Number	0000021639
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 HERITAGE LN VACAVILLE CA 956876761, VACAVILLE, CA 95687-6761

Mortgage

Document Number	0000021639
Date	Mar 17, 2020
Instrument	21639

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	109 HERITAGE LN, VACAVILLE, CA 95687-6761
Document Number	0000021638
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 HERITAGE LN VACAVILLE CA 956876761, VACAVILLE, CA 95687-6761

Mortgage

Document Number	0000021638
Date	Mar 17, 2020
Instrument	21638

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.38%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	109 HERITAGE LN, VACAVILLE, CA 95687-6761
Document Number	0000019058
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 HERITAGE LN VACAVILLE CA 956876761, VACAVILLE, CA 95687-6761

Mortgage

Document Number	0000019058
Date	Mar 20, 2018
Instrument	19058

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.29%

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Vacaville City
Unified School District	Travis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,057 (+2%) Land $56,291 Building $170,766
2025	$2,502.00 (+6.47%) Homeowner's exemption	$222,606 (+4.04%) Land $55,188 Building $167,418
2024	$2,350.00 (+1.95%)
2023	$2,305.00 (+2.67%) Homeowner's exemption	$213,964 (+2%) Land $53,046 Building $160,918	$477,270
2022	$2,245.00 Homeowner's exemption	$209,769 Land $52,006 Building $157,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VACAVILLE serves 99,650 people · EPA ID CA4810008
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, unWired Broadband, Verizon.

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