109 Henry Dr, Berea, KY 40403 Property Records

Madison County property record for 109 Henry Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,215 sqft
OwnerIndividual Name on Record
Last Sale$155,000 (Jul 2021)
Tax Bill$1,847 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB006-002J-0014

Property Details

APN / Parcel Number

Primary APNB006-002J-0014
Alternative APNs
  • 108582
  • 145921
  • 76086

Interior

Stories1 Story
Building Area1,215 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number76086
Street Address109 HENRY DR
CityBEREA
StateKY
Zip40403-2023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURCHWOOD LOT 14 BLK E
Legal SubdivisionBURCHWOOD
Legal BlockE
Legal Lot Number14
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3006
Census Tract11201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 HENRY DR, BEREA, KY 40403-2023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on Record
Deed SaleJul 19, 2021 · Amount on Record
Deed Document Number2014044971
Deed Book / PageD808 / 603
Record UpdatedJun 8, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 19, 2021
Property Address109 HENRY DR, BEREA, KY 40403-2023
Document NumberD808/603
Book / PageD808 / 603
Map ReferenceCAB 15 PG 346
Instrument DateJul 15, 2021
Instrument2014044971
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 318, BEREA, KY 40403-0318

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 HENRY DR, BEREA, KY 40403-2023

Mortgage

Document Number2014044972
DateJul 19, 2021
Instrument2014044972
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,847.00 (-8.88%) Additional exemption filed$155,000 (-)$155,000 (-)
2023$2,027.00$155,000$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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