James City County property record for 109 Hempstead Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 3,270 sqft · built 1982 |
| Lot Size | 0.854 acres (37,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Nov 2017) |
| Tax Bill | $3,972 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jul 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-3 14-0-0008 |
| Primary APN | 32-3 14-0-0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,270 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 37,200 sqft (0.854 acres) |
| Garage Type | Attached |
| Garage Area | 637 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20392 |
|---|---|
| Street Address | 109 HEMPSTEAD RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | L-8 S-9 WINDSOR FOREST |
| Legal Subdivision | WINDSOR FOREST |
| Legal Lot Number | 8 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 80208 |
109 Hempstead Rd is owned and occupied by an individual who acquired it in July 2018.
Source: James City County records, as of May 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 HEMPSTEAD RD, WILLIAMSBURG, VA 23188-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BK |
| Jul 30, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 9, 2017 | Grant Deed, Transfer ATLANTIC BAY MTG |
| Apr 7, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2017 · Amount on File |
| Deed Sale | Nov 9, 2017 · Amount on File |
| Prior Sale | Apr 7, 2017 · Amount on File |
| Deed Document Number | 201721272 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | 0000012314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 109 HEMPSTEAD RD, WILLIAMSBURG, VA 23188-1520 |
| Document Number | 0000019692 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000019692 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 19692 |
| Name | CITIZENS & FARMERS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 30, 2018 |
| Property Address | 109 HEMPSTEAD RD, WILLIAMSBURG, VA 23188-1520 |
| Document Number | 0000012314 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 12314 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 HEMPSTEAD RD WILLIAMSBURG VA 231881520, WILLIAMSBURG, VA 23188-1520 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Nov 9, 2017 |
| Property Address | 109 HEMPSTEAD RD, WILLIAMSBURG, VA 23188-1520 |
| Document Number | 0000021272 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 21272 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 HEMPSTEAD RD WILLIAMSBURG VA 231881520, WILLIAMSBURG, VA 23188-1520 |
| Document Number | 21273 |
|---|---|
| Date | Nov 9, 2017 |
| Instrument | 21273 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 8, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 7, 2017 |
| Property Address | 109 HEMPSTEAD RD, WILLIAMSBURG, VA 23188-1520 |
| Document Number | 0000007134 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 7134 |
| Transaction Type | Foreclosure |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 109 Hempstead Rd was $3,972, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,972.00 (+6.4%) | $478,600 Land $113,600 Building $365,000 | $478,600 Land $113,600 Building $365,000 |
| 2024 | $3,733.00 (+18.21%) | ||
| 2023 | $3,158.00 | $380,500 (-) Land $72,200 Building $308,300 | $380,500 (-) Land $72,200 Building $308,300 |
| 2022 | $3,158.00 | $380,500 Land $72,200 Building $308,300 | $380,500 Land $72,200 Building $308,300 |
| 2019 | $2,998.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Hempstead Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Hempstead Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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