109 Hemlock Dr, Bracey, VA 23919 Property Records

Mecklenburg County property record for 109 Hemlock Dr, Bracey, VA 23919

Property Summary

Property Type	Single Family Home
Details	2 bd · 2,176 sqft · built 1996
Owner	2 Individual Names on File
Tax Bill	$977 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`183A05-03-K-030`

Property Details

APN / Parcel Number

Primary APN	`183A05-03-K-030`
Alternative APN	`R014144`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,176 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R014144
Street Address	109 HEMLOCK DR
City	BRACEY
State	VA
Zip	23919-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 30 SEC K TANGLEWOOD SHORES
Legal Block	K
Legal Lot Number	30
Jurisdiction	MECKLENBURG VA
Township / Civil Division	3
Census Block Group	1
Census Block	1023
Census Tract	930104

Owner

Source: Mecklenburg County records · APN 183A05-03-K-030

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 HEMLOCK DR, BRACEY, VA 23919-1958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 23, 2012
Deed Sale	Jan 23, 2012
Deed Document Number	0000012246
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	109 HEMLOCK DR, BRACEY, VA 23919-1958
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000884
Date	Mar 02, 2026
Instrument	260000884

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	109 HEMLOCK DR, BRACEY, VA 23919-1958
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003431
Date	Sep 15, 2020
Instrument	200003431

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00 (+6.78%)	$271,500 (+18.66%) Land $12,000 Building $259,500	$271,500 (+18.66%) Land $12,000 Building $259,500
2023	$915.00	$228,800 (-) Land $10,500 Building $218,300	$228,800 (-) Land $10,500 Building $218,300
2022	$915.00	$228,800 Land $10,500 Building $218,300	$228,800 Land $10,500 Building $218,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mecklenburg Electric Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Based on FCC filings for 108 locations within half a mile of this property.

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