109 Harvard St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 109 Harvard St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,736 sqft · built 1900
Lot Size	0.103 acres (4,474 sqft)
Owner	Individual Name on Record
Tax Bill	$9,177 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M00006 000040 01`

Property Details

APN / Parcel Number

Primary APN	`M00006 000040 01`
Alternative APNs	`EVER M:M0 B:06 L:000040` `M:M00 B:006 L:000040-01` `M00006 00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	5,882 sqft
1st Floor Area	1,365 sqft
Basement Area	1,410 sqft
Unfinished Basement	1,410 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,474 sqft (0.103 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	M00006 000040 01
Street Address	109 HARVARD ST
City	EVERETT
State	MA
Zip	02149-5009
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Block	6
Legal Lot Number	40
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4008
Census Tract	342101

Owner

Source: Middlesex County and Everett City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 HARVARD ST, EVERETT, MA 02149-5009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Oct 15, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 9, 2019
Transfer Doc	073454-241
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	109 HARVARD ST, EVERETT, MA 02149-5009
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079084-245
Date	Nov 5, 2021
Book Page	79084/245
Instrument	242939

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Oct 15, 2019
Property Address	109 HARVARD ST, EVERETT, MA 02149-5009
Document Number	73454-238
Book / Page	73454 / 238
Instrument Date	Oct 9, 2019
Instrument	157809
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HARVARD ST, EVERETT, MA 02149-5009

Mortgage

Document Number	73454-241
Date	Oct 15, 2019
Book Page	73454/241
Instrument	157810

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,177.00 (+5.59%)	$805,700 (+6.24%) Land $215,400 Building $590,300
2024	$8,691.00 (+3.32%)	$758,400 (+6.2%) Land $215,400 Building $543,000
2023	$8,412.00	$714,100 Land $200,700 Building $513,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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