Norfolk County and Dedham Town property record for 109 Harvard St, Dedham, MA 02026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,700 sqft · built 1890 |
| Lot Size | 0.247 acres (10,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Dec 2022) |
| Tax Bill | $13,823 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0093 L:0053 |
| Primary APN | DEDH M:0093 L:0053 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,700 sqft Living Area |
| Gross Area | 7,386 sqft |
| 1st Floor Area | 1,501 sqft |
| Attic | Attic |
| Attic Area | 508 sqft |
| Basement Area | 1,651 sqft |
| Unfinished Basement | 1,651 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,744 sqft (0.247 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 109 HARVARD ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-2000 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | G |
| Legal Lot Number | 53 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 402400 |
109 Harvard St, a duplex, is owned by two individuals who bought it in December 2022.
Source: Norfolk County and Dedham Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 BOLSTER ST, 1, JAMAICA PLAIN, MA 02130-1914 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Deed Document Number | 2022108124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Dec 28, 2022 |
| Property Address | 109 HARVARD ST, DEDHAM, MA 02026-2000 |
| Document Number | 040994-262 |
| Book / Page | 40994 / 262 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 108124 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 HARVARD ST, DEDHAM, MA 02026-2000 |
| Document Number | 0000108125 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 108125 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Jan 1, 2033 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
The 2026 property tax bill for 109 Harvard St was $13,823, up 1.5% from the year before.
Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,823.00 (+1.49%) | $1,123,800 (+4.13%) Land $359,800 Building $764,000 | $888,298 |
| 2025 | $13,620.00 (+6.94%) | $1,079,200 (+5.92%) Land $346,000 Building $733,200 | |
| 2024 | $12,736.00 (-3.97%) | $1,018,900 (-1.36%) Land $313,800 Building $705,100 | |
| 2023 | $13,262.00 | $1,032,900 Land $284,200 Building $748,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Harvard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Harvard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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