109 Harper Dr, Bastrop, TX 78602 Property Records

Bastrop County property record for 109 Harper Dr, Bastrop, TX 78602

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1950
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on File
Last Sale	$140,200 (Mar 2020)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R24135`

Property Details

APN / Parcel Number

Primary APN	`R24135`
Alternative APN	`O0218147`

Interior

Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	962 sqft
1st Floor Area	884 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Roof Material	Other
Lot Area	13,809 sqft (0.317 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 HARPER DR
City	BASTROP
State	TX
Zip	78602-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE BASTROP ACRES SEC 6, BLOCK 1, LOT 28, ACRES 0.317
Legal Subdivision	LAKE BASTROP ACRES SEC 6
Legal Block	1
Legal Lot Number	28
Jurisdiction	BASTROP TX
Township / Civil Division	BASTROP
Census Block Group	1
Census Block	1032
Census Tract	950506

Owner

109 Harper Dr is owned and occupied by an individual who bought it in March 2020.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	109 HARPER DR, BASTROP, TX 78602-7671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 13, 2020	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 23, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Prior Sale	Aug 23, 2018
Deed Document Number	20204170
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	109 HARPER DR, BASTROP, TX 78602-7671
Transaction Type	Mortgage
Record Updated	Dec 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HARPER DR, BASTROP, TX 78602-7671

Mortgage

Document Number	0202225269
Date	Dec 13, 2022
Instrument	202225269

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	328 Months
Due	Apr 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	109 HARPER DR, BASTROP, TX 78602-7671
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HARPER DR, BASTROP, TX 78602-7671

Mortgage

Document Number	0202205070
Date	Mar 14, 2022
Instrument	202205070

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2050

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Mar 13, 2020
Property Address	109 HARPER DR, BASTROP, TX 78602-7671
Document Number	202004170
Instrument Date	Mar 12, 2020
Instrument	202004170
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HARPER DR, BASTROP, TX 78602-7671

Mortgage

Document Number	202004171
Date	Mar 13, 2020
Instrument	202004171

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Aug 23, 2018
Property Address	109 HARPER DR, BASTROP, TX 78602-7671
Document Number	201812244
Instrument Date	Aug 22, 2018
Instrument	201812244
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 507, SMITHVILLE, TX 78957-0507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 MAIN ST, SMITHVILLE, TX 78957-1839

Tax Assessment & Valuation

The 2025 property tax bill for 109 Harper Dr was $1,112 with a homeowner's exemption, down 1.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 (-1.24%) Homeowner's exemption	$153,836	$177,603 Land $84,481 Building $93,122
2024	$1,126.00
2023	Homeowner's exemption	$208,231 Land $96,187 Building $112,044	$208,231 Land $96,187 Building $112,044
2022	$1,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Harper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Harper Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: SOS Communications.

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