109 Harbourside, Williamsburg, VA 23188 Property Records

James City County property record for 109 Harbourside, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,759 sqft · built 1998
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Owner Names on File
Last Sale	$650,000 (Nov 2011)
Tax Bill	$4,932 (2019)
Flood Zone	Zone X (minimal risk)
APN	`38-1 11-0-0017`

Property Details

APN / Parcel Number

Primary APN	`38-1 11-0-0017`
Alternative APN	`8018`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,759 sqft Living Area
Gross Area	4,719 sqft
Basement Area	360 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	343 sqft
Deck Area	239 sqft
Patio Area	239 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8018
Street Address	109 HARBOURSIDE
City	WILLIAMSBURG
State	VA
Zip	23188-8004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-17 S-16 FORD'S COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2000
Census Tract	80209

Owner

Source: James City County records · APN 38-1 11-0-0017

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	109 HARBOURSIDE, WILLIAMSBURG, VA 23188-8004
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2011 · Amount on Record
Deed Sale	Nov 02, 2011 · Amount on Record
Deed Document Number	110022891
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$781,500 (+21.5%) Land $152,300 Building $629,200	$781,500 (+21.5%) Land $152,300 Building $629,200
2023		$643,200 Land $118,400 Building $524,800	$643,200 Land $118,400 Building $524,800
2019	$4,932.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), as of October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3095490, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.