109 Harborview Dr, Madison, AL 35758 Property Records

Madison County property record for 109 Harborview Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,041 sqft · built 2006
Lot Size	0.354 acres (15,444 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Apr 2020)
Tax Bill	$5,708 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-07-35-2-002-003.000`

Property Details

APN / Parcel Number

Primary APN	`15-07-35-2-002-003.000`
Alternative APN	`511732`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	2,041 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,444 sqft (0.354 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	511732
Street Address	109 HARBORVIEW DR
City	MADISON
State	AL
Zip	35758-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 2 HIGHLAND LAKES PH III R/S OF TRACT 1 OF HIGHLAND LAKES S/D PH II R/S OF TRCT 1 OF HIGHLAND LAKES S/D PB 39 PG 96
Legal Range	02W
Legal Township	03S
Legal Section	35
Legal Subdivision	HIGHLAND LAKES PH III
Legal Tract	1
Legal Block	2
Legal Lot Number	15
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1000
Census Tract	11012

Owner

109 Harborview Dr is owned and occupied by an individual who bought it in April 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage SOUTHERN FIDELITY MORTGAGE LLC
Apr 20, 2020	Warranty Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MTG GROUP/HU
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Apr 13, 2018	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2020 · Amount on File
Deed Sale	Apr 20, 2020 · Amount on File
Prior Sale	Dec 12, 2016 · Amount on File
Deed Document Number	202027358
Prior Transfer Date	May 29, 2013
Prior Transfer Doc	0000351230
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Jul 6, 2026
Property Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Document Number	2026145157
Book / Page	2026 / 145157
Instrument Date	Jun 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HARBORVIEW DR, MADISON, AL 35758-9417

Mortgage

Document Number	2026145157,
Date	Jul 6, 2026
Book Page	2026/145157

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100029299
Date	Apr 8, 2021
Instrument	2021-00029299

Lender

Name	SOUTHERN FIDELITY MORTGAGE LLC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 20, 2020
Property Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Document Number	0000027358
Instrument Date	Apr 14, 2020
Instrument	27358
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	NORTH AL TITLE AND ESCROW LLC, NORTH AL TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HARBORVIEW DR MADISON AL 357589417, MADISON, AL 35758-9417

Mortgage

Document Number	27359
Date	Apr 20, 2020
Instrument	27359

Lender

Name	SOUTHERN FIDELITY MTG GROUP/HU
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Document Number	0000023847
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	109 HARBORVIEW DR MADISON AL 357589417, MADISON, AL 35758-9417

Mortgage

Document Number	0000023847
Date	Apr 19, 2018
Instrument	23847

Lender

Name	IBERIABANK
Type	Federal Savings Bank
Address	MADISON, AL 35758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	109 HARBORVIEW DR, MADISON, AL 35758-9417
Document Number	0000023846
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 HARBORVIEW DR MADISON AL 357589417, MADISON, AL 35758-9417

Mortgage

Document Number	0000023846
Date	Apr 19, 2018
Instrument	23846

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 109 Harborview Dr was $5,708 with a homeowner's exemption, up 4.6% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,708.00 (+4.64%)
2025	$5,455.00 Homeowner's exemption	$79,040 Land $11,000 Building $68,040	$790,300 Land $110,000 Building $680,300
2023	$5,117.00 (+13.06%) Homeowner's exemption	$74,180 (+12.94%) Land $11,000 Building $63,180	$741,700 (+12.93%) Land $110,000 Building $631,700
2022	$4,526.00 Homeowner's exemption	$65,680 Land $9,000 Building $56,680	$656,800 Land $90,000 Building $566,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Harborview Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2002–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Harborview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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