109 Harbor Dr, Spicewood, TX 78669 Property Records

Burnet County property record for 109 Harbor Dr, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,337 sqft · built 1990
Lot Size	0.491 acres (21,394 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,550 (2025)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07290-0100-00016-000`

Property Details

APN / Parcel Number

Primary APN	`07290-0100-00016-000`
Alternative APN	`36582`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,337 sqft Living Area
Gross Area	3,987 sqft
1st Floor Area	1,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Type	Gable
Lot Area	21,394 sqft (0.491 acres)
Lot Dimensions	252 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,412 sqft
Deck Area	1,416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 HARBOR DR
City	SPICEWOOD
State	TX
Zip	78669-3193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7290 RIDGE HARBOR LOT 16, SEC 1
Legal Subdivision	RIDGE HARBOR
Legal Block	1
Legal Lot Number	16
Jurisdiction	BURNET TX
Township / Civil Division	MARBLE FALLS
Census Block Group	1
Census Block	1007
Census Tract	960802

Owner

109 Harbor Dr is owner-occupied and held in a trust since August 2023.

Source: Burnet County records, as of September 9, 2026

Owner of Record	2 Trust Names on File
Mailing Address	109 HARBOR DR, SPICEWOOD, TX 78669-3193
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019
Deed Sale	Apr 4, 2019
Prior Sale	Oct 30, 2006 · Amount on File
Deed Document Number	20193282
Last Transfer Date	Aug 24, 2023
Transfer Doc	0202308656
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Apr 4, 2019
Property Address	109 HARBOR DR, SPICEWOOD, TX 78669-3193
Document Number	201903282
Map Reference	VOL 653 PG 677
Instrument Date	Feb 1, 2019
Instrument	201903282
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 638, SPICEWOOD, TX 78669-0638

Tax Assessment & Valuation

The 2025 property tax bill for 109 Harbor Dr was $8,550 with exemptions applied, down 3.3% from the year before.

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Marble Falls Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,174 (+1.86%) Land $35,299 Building $761,875	$797,174 (+1.86%) Land $35,299 Building $761,875
2025	$8,550.00 (-3.34%) Homeowner's exemption Senior Citizen's exemption	$782,655 Land $35,299 Building $747,356	$782,655 Land $35,299 Building $747,356
2024	$8,845.00 (+13.54%)
2023	$7,790.00 Homeowner's exemption	$711,149 Land $35,299 Building $675,850	$711,149 Land $35,299 Building $675,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Harbor Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGE HARBOR private · serves 573 people · EPA ID TX0270081
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
VGI Technology Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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