Ocean County and Berkeley Township property record for 109 Harbor Ct, Pine Beach, NJ 08741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,926 sqft · built 2012 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $994,500 (Jun 2019) |
| Tax Bill | $20,249 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-00896-0000-00457 |
| Primary APN | 06-00896-0000-00457 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,926 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 102 ft deep x 100 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 06008961300457 |
|---|---|
| Street Address | 109 HARBOR CT |
| City | PINE BEACH |
| State | NJ |
| Zip | 08741-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100X102 458,459,460,461 |
| Legal Subdivision | RIVERBANK |
| Legal Block | 896 |
| Legal Lot Number | 457 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BERKELEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 731101 |
Source: Ocean County and Berkeley Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Jun 17, 2019 | Deed, Transfer · Conventional Mortgage OCEANFIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2019 · Amount on Record |
| Deed Sale | Jun 17, 2019 · Amount on Record |
| Prior Sale | Oct 22, 2010 · Amount on Record |
| Deed Document Number | 201956447 |
| Deed Book / Page | 17504 / 1444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Document Number | 0194700884 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 19470/884 |
| Instrument | 2023064842 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0183901495 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 18390/1495 |
| Instrument | 2021047537 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0178330260 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 17833/260 |
| Instrument | 2020031580 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 17, 2019 |
| Property Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Document Number | 0175041444 |
| Book / Page | 17504 / 1444 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019056447 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,640.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 HONEYSUCKLE DR, 87, BARNEGAT, NJ 08005-1932 |
| Name | Verified Name |
|---|---|
| Address | 109 HARBOR CT, PINE BEACH, NJ 08741-1414 |
| Document Number | 2019056448 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019056448 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Berkeley Township |
| Elementary School District | Berkeley Township School District (KG - 06) |
| Secondary School District | Central Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,800 (-) Land $440,100 Building $341,700 | $781,800 (-) Land $440,100 Building $341,700 | |
| 2025 | $20,249.00 (+7.43%) | $781,800 (-) Land $440,100 Building $341,700 | $781,800 (-) Land $440,100 Building $341,700 |
| 2024 | $18,849.00 (+5.89%) | ||
| 2023 | $781,800 Land $440,100 Building $341,700 | $781,800 Land $440,100 Building $341,700 | |
| 2022 | $17,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 102 (1978–2024) |
| Claims Outside the SFHA | 2 of 102 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - EASTERN DIVISION private · serves 12,200 people · EPA ID NJ1505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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