109 Hammond St, #B, Charlottesville, VA 22903 Property Records

Charlottesville City property record for 109 Hammond St, #B, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,224 sqft · built 1985
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2026)
Tax Bill	$3,310 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-092-200`

Property Details

APN / Parcel Number

Primary APN	`210-092-200`
Alternative APNs	`00000020447` `12909` `44564`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	612 sqft
2nd Floor Area	612 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	3,485 sqft (0.08 acres)
Lot Depth	135 ft Depth
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	28 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Coal
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	00000020447
Street Address	109 HAMMOND ST, B
City	CHARLOTTESVILLE
State	VA
Zip	22903-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 4 HAMMOND SQUARE
Legal Subdivision	JPA, SHAMROCK ROAD
Legal Lot Number	4
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	2
Census Block	2003
Census Tract	502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fry's Spring Historic District listed 2014 · 387 contributing resources · NRIS 14000944

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlottesville City records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 HAMMOND ST, B, CHARLOTTESVILLE, VA 22903-3637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	20261596
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jun 10, 2026
Property Address	109 HAMMOND ST, B, CHARLOTTESVILLE, VA 22903-3637
Document Number	0000001596
Instrument Date	May 14, 2026
Instrument	20261596
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,857.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 HAMMOND ST, B, CHARLOTTESVILLE, VA 22903-3637

Mortgage

Document Number	0000001597,
Date	Jun 10, 2026
Instrument	20261597

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,310.00 (+4.22%)	$328,600 (+3.24%) Land $90,600 Building $238,000	$328,600 (+3.24%) Land $90,600 Building $238,000
2025	$3,176.00 (+8.92%)	$318,300 (+10.41%) Land $90,600 Building $227,700	$318,300 (+10.41%) Land $90,600 Building $227,700
2023	$2,916.00 (+14.67%)	$288,300 Land $87,500 Building $200,800	$288,300 Land $87,500 Building $200,800
2022	$2,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20