Warwick City property record for 109 Hamilton Ave, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1947 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Nov 2008) |
| Tax Bill | $3,997 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 34202140000 |
| Primary APN | 34202140000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,040 sqft (0.116 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 100089720 |
|---|---|
| Street Address | 109 HAMILTON AVE |
| City | WARWICK |
| State | RI |
| Zip | 02886-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 214 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21902 |
109 Hamilton Ave is owned and occupied by two individuals who bought it in November 2008.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 HAMILTON AVE, WARWICK, RI 02886-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Aug 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2008 · Amount on File |
| Deed Sale | Nov 13, 2008 · Amount on File |
| Prior Sale | Jun 5, 2006 · Amount on File |
| Deed Book / Page | 6950 / 95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 109 HAMILTON AVE, WARWICK, RI 02886-9611 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010413-72 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 10413/72 |
| Instrument | 12159 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 109 HAMILTON AVE, WARWICK, RI 02886-9611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9578-17 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 9578/17 |
| Instrument | 11408 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 109 Hamilton Ave was $3,997.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,997.00 | $314,700 Land $99,900 Building $214,800 | |
| 2024 | $277,685 | ||
| 2023 | $3,756.00 (+5.89%) | $264,700 (+39.76%) Land $82,500 Building $182,200 | |
| 2022 | $3,547.00 | $189,400 Land $52,000 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1978–1983) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Hamilton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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