109 Gunn Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 109 Gunn Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,905 sqft · built 1961
Lot Size	1.71 acres (74,749 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Sep 2020)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04211-05-052`

Property Details

APN / Parcel Number

Primary APN	`04211-05-052`
Alternative APN	`R0485705`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
Upper Floors Area	252 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	74,749 sqft (1.71 acres)
Terrain	Gentle Slope
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	200 sqft
Patio Area	261 sqft
Balcony Area	261 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0485705
Street Address	109 GUNN AVE
City	BERTHOUD
State	CO
Zip	80513-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 52, CARTER LAKE HTS
Legal Range	70W
Legal Township	4N
Legal Section	21
Legal Subdivision	CARTER LAKE HEIGHTS
Legal Lot Number	52
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1019
Census Tract	2601

Owner

Source: Larimer County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 GUNN AVE, BERTHOUD, CO 80513-8934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 24, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Sep 21, 2020	Grant Deed, Transfer · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	202077587
Prior Transfer Date	Aug 3, 2017
Prior Transfer Doc	0000055203
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	109 GUNN AVE, BERTHOUD, CO 80513-8934
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GUNN AVE, BLUE RIDGE, GA 30513

Mortgage

Document Number	0000067518
Date	Nov 18, 2022
Instrument	20220067518

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 24, 2020
Property Address	109 GUNN AVE, BERTHOUD, CO 80513-8934
Document Number	0000077587
Instrument Date	Sep 11, 2020
Instrument	20200077587
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GUNN AVE, BERTHOUD, CO 80513-8934

Mortgage

Document Number	0000077588
Date	Sep 24, 2020
Instrument	20200077588

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 21, 2020
Property Address	109 GUNN AVE, BERTHOUD, CO 80513-8934
Document Number	0000075651
Instrument Date	Sep 11, 2020
Instrument	75651
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GUNN AVE BERTHOUD CO 805138934, BERTHOUD, CO 80513-8934

Mortgage

Document Number	75652
Date	Sep 21, 2020
Instrument	75652

Lender

Name	BANK OF CO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+5.24%)	$35,294 (-9.19%) Land $6,188 Building $29,106	$564,700 (-2.65%) Land $99,000 Building $465,700
2024	$3,684.00 (+2.79%)
2023	$3,584.00 (+15.09%)	$38,867 (+30.36%) Land $5,896 Building $32,971	$580,100 (+35.22%) Land $88,000 Building $492,100
2022	$3,114.00	$29,815 Land $4,107 Building $25,708	$429,000 Land $59,100 Building $369,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: Vistabeam.

Cell Coverage

5G (outdoors only) and 4G LTE

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