109 Grist Mill Rd, Hampstead, NC 28443 Property Records

Pender County property record for 109 Grist Mill Rd, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,679 sqft · built 2016
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on File
Last Sale$327,500 (Oct 2016)
Tax Bill$3,221 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN4215-62-9853-0000

Property Details

APN / Parcel Number

Primary APN4215-62-9853-0000
Alternative APNs
  • 400972872
  • 972872

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,679 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Lot Area66,211 sqft (1.52 acres)
PorchPorch
Porch Area283 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number400972872
Old Parcel Number4215 62 9853 0000
Street Address109 GRIST MILL RD
CityHAMPSTEAD
StateNC
Zip28443-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFA
Legal DescriptionL201 PB 35/42 PELICAN REEF
Legal SubdivisionPELICAN REEF
Legal Lot Number201
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2022
Census Tract920104

Owner

109 Grist Mill Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Pender County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address109 GRIST MILL RD, HAMPSTEAD, NC 28443-7206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2016 · Amount on File
Deed SaleOct 21, 2016 · Amount on File
Prior SaleApr 25, 2016 · Amount on File
Deed Document Number0029824630
Deed Book / Page2982 / 4630
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address109 GRIST MILL RD, HAMPSTEAD, NC 28443-7206
Transaction TypeMortgage
Record UpdatedJul 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047551940
DateJun 15, 2021
Book Page4755/1940
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Grist Mill Rd was $3,221.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,221.00$764,936 Land $208,840 Building $556,096$764,936 Land $208,840 Building $556,096
2023$326,595 (-) Land $87,090 Building $239,505$326,595 (-) Land $87,090 Building $239,505
2022$2,938.00$326,595 Land $87,090 Building $239,505$326,595 Land $87,090 Building $239,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Grist Mill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Grist Mill Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 80% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grist Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number